Scott County property record for 305 Hickman St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 604 sqft |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Mar 2024) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-282.000 |
| Primary APN | 166-20-282.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 604 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 305 HICKMAN ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | MINOR SUB |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 12, 2024 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 12, 2023 | Deed, Transfer |
| Mar 18, 2019 | Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2023 · Amount on Record |
| Deed Document Number | 2024494929 |
| Deed Book / Page | 447 / 744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Document Number | 0M1884/727 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | M1884/727 |
| Instrument | 575272 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Index | COF |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 12, 2024 |
| Property Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Document Number | 00D447/744 |
| Book / Page | D447 / 744 |
| Map Reference | CAB 11 SL 132 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 494929 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 253 COCHRAN RD, LEXINGTON, KY 40502-2310 |
| Name | Verified Name |
|---|---|
| Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Document Number | 0000494933 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 494933 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 00M1775/83 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | M1775/83 |
| Instrument | 494954 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 12, 2023 |
| Property Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Document Number | 00D446/249 |
| Book / Page | D446 / 249 |
| Map Reference | CAB 11 SL 132 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 489568 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 CAVE RUN CIR, VERSAILLES, KY 40383-7014 |
| Name | Verified Name |
|---|---|
| Address | 252 COCHRAN RD, LEXINGTON, KY 40502-2311 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 18, 2019 |
| Property Address | 305 HICKMAN ST, GEORGETOWN, KY 40324-1889 |
| Document Number | 00D404/110 |
| Book / Page | D404 / 110 |
| Map Reference | CAB 11 SL 132 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 398017 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 618 WOODDUCK LN, GEORGETOWN, KY 40324-9251 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 910293, LEXINGTON, KY 40591-0293 |
| Investor | Possibly a Property Investor |
| Document Number | 0000398018 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 398018 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) | $150,000 (-) | |
| 2025 | $1,336.00 (+148.79%) | $150,000 (+152.95%) | $150,000 (+152.95%) |
| 2023 | $537.00 (+20.95%) | $59,300 (+15.82%) Land $20,000 Building $39,300 | $59,300 (+15.82%) Land $20,000 Building $39,300 |
| 2022 | $444.00 | $51,200 Land $15,000 Building $36,200 | $51,200 Land $15,000 Building $36,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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