305 Hickman St, Georgetown, KY 40324 Property Records

Scott County property record for 305 Hickman St, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 604 sqft
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Mar 2024)
Tax Bill$1,336 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN166-20-282.000

Property Details

APN / Parcel Number

Primary APN166-20-282.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area604 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address305 HICKMAN ST
CityGEORGETOWN
StateKY
Zip40324-1889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 53
Legal SubdivisionMINOR SUB
Legal Lot Number1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2019
Census Tract40101

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Mar 12, 2024Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 12, 2023Deed, Transfer
Mar 18, 2019Deed, Transfer · Commercial Mortgage
SOUTH CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2024 · Amount on Record
Deed SaleMar 12, 2024 · Amount on Record
Prior SaleDec 12, 2023 · Amount on Record
Deed Document Number2024494929
Deed Book / Page447 / 744
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889

Mortgage

Document Number0M1884/727
DateFeb 27, 2026
Book PageM1884/727
Instrument575272
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
IndexCOF

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMar 12, 2024
Property Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889
Document Number00D447/744
Book / PageD447 / 744
Map ReferenceCAB 11 SL 132
Instrument DateMar 8, 2024
Instrument494929
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyJETT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address253 COCHRAN RD, LEXINGTON, KY 40502-2310

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889

Mortgage

Document Number0000494933
DateMar 12, 2024
Instrument494933
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number00M1775/83
DateMar 12, 2024
Book PageM1775/83
Instrument494954
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueApr 1, 2034

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 12, 2023
Property Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889
Document Number00D446/249
Book / PageD446 / 249
Map ReferenceCAB 11 SL 132
Instrument DateDec 8, 2023
Instrument489568
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address281 CAVE RUN CIR, VERSAILLES, KY 40383-7014

Transferred To (Grantee/Buyer)

NameVerified Name
Address252 COCHRAN RD, LEXINGTON, KY 40502-2311
InvestorPossibly a Property Investor

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMar 18, 2019
Property Address305 HICKMAN ST, GEORGETOWN, KY 40324-1889
Document Number00D404/110
Book / PageD404 / 110
Map ReferenceCAB 11 SL 132
Instrument DateMar 14, 2019
Instrument398017
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$47.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address618 WOODDUCK LN, GEORGETOWN, KY 40324-9251

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 910293, LEXINGTON, KY 40591-0293
InvestorPossibly a Property Investor

Mortgage

Document Number0000398018
DateMar 18, 2019
Instrument398018
Lender
NameSOUTH CENTRAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 14, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,000 (-)$150,000 (-)
2025$1,336.00 (+148.79%)$150,000 (+152.95%)$150,000 (+152.95%)
2023$537.00 (+20.95%)$59,300 (+15.82%) Land $20,000 Building $39,300$59,300 (+15.82%) Land $20,000 Building $39,300
2022$444.00$51,200 Land $15,000 Building $36,200$51,200 Land $15,000 Building $36,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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