305 Harness St, Harrison, AR 72601 Property Records

Boone County property record for 305 Harness St, Harrison, AR 72601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,444 sqft
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2017)
Tax Bill	$862 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`825-14492-001`

Property Details

APN / Parcel Number

Primary APN	`825-14492-001`
Alternative APNs	`27390.0` `27390`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Driveway	Driveway
Driveway Area	1,121 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	330 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27390.0
Street Address	305 HARNESS ST
City	HARRISON
State	AR
Zip	72601-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW (.53AC) A PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 29, TOWNSHIP 19 NORTH, RANGE 20 WEST, BO
Legal Range	20
Legal Township	19
Legal Section	29
Legal Subdivision	HARRISON CITY ACREAGE 29-19-20
Jurisdiction	BOONE AR
Township / Civil Division	NORTH HARRISON
Census Block Group	3
Census Block	3006
Census Tract	790501

Owner

Source: Boone County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 HARNESS ST, HARRISON, AR 72601-6201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit CS BANK
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Oct 30, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2017006135
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE AR
Property Address	305 HARNESS ST, HARRISON, AR 72601-6201
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002194
Date	Apr 24, 2023
Instrument	2023002194

Lender

Name	CS BANK
Type	Bank
Address	HARRISON, AR 72601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2038

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE AR
Property Address	305 HARNESS ST, HARRISON, AR 72601-6201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005496
Date	Oct 9, 2019
Instrument	2019005496

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	EUREKA SPRINGS, AR 72632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE AR
Recording Date	Oct 30, 2017
Property Address	305 HARNESS ST, HARRISON, AR 72601-6201
Document Number	2017006135
Instrument Date	Oct 26, 2017
Instrument	2017006135
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1531 CANYON RD, 1531, SMITHFIELD, UT 84335-4718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HARNESS ST, HARRISON, AR 72601-6201

Mortgage

Document Number	2017006136
Date	Oct 30, 2017
Instrument	2017006136

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Boone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Boone County
Municipality	Harrison City
Unified School District	Harrison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$862.00 Homeowner's exemption	$16,920 (-) Land $1,600 Building $15,320
2023	$862.00 Homeowner's exemption	$16,920 Land $1,600 Building $15,320	$84,600 Land $8,000 Building $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON WATERWORKS serves 17,455 people · EPA ID AR0000062
Water Source	Purchased surface water from CARROLL-BOONE WATER DISTRICT
Last State Inspection	Feb 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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