Suffolk County and Smithtown Town property record for 305 Harned Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1973 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Nov 2023) |
| Tax Bill | $14,077 (2024) |
| Deeds & Mortgages | Nov 2023 Refinance Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 145.-3-14 |
| Primary APN | 473489 145.-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,521 sqft |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 450 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 305 HARNED RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-95451 TC-52 D NOTT TWN SMITHTHANSEN HARNED RD |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 135205 |
305 Harned Rd is owned by a company that bought it in November 2023.
Source: Suffolk County and Smithtown Town records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 825 E GATE BLVD, GARDEN CITY, NY 11530-2124 |
| Owner Type | Company |
| Vesting | Corporation |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EXPRESS CAP HLDG LLC |
| Nov 13, 2023 | Deed, Transfer · Commercial Mortgage EXPRESS CAP HLDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on File |
| Deed Sale | Nov 13, 2023 · Amount on File |
| Deed Book / Page | 13225 / 526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 305 HARNED RD, COMMACK, NY 11725-5104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235480424 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 23548/424 |
| Name | EXPRESS CAP HLDG LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 13, 2023 |
| Property Address | 305 HARNED RD, COMMACK, NY 11725-5104 |
| Document Number | 0132250526 |
| Book / Page | 13225 / 526 |
| Instrument Date | Oct 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 E GATE BLVD, GARDEN CITY, NY 11530-2124 |
| Document Number | 0235480423 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 23548/423 |
| Name | EXPRESS CAP HLDG LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,100 Land $445 Building $4,655 | $637,500 Land $55,625 Building $581,875 | |
| 2024 | $14,077.00 | ||
| 2023 | $5,100 Land $445 Building $4,655 | $5,862 Land $511 Building $5,351 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 305 Harned Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Harned Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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