305 Harlem St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 305 Harlem St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1900
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2023)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Jul 2023 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.78-3-10.2`

Property Details

APN / Parcel Number

Primary APN	`421500 49.78-3-10.2`
Alternative APN	`150004907800030100020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	916 sqft
Basement Area	348 sqft
Finished Basement	348 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	140 ft deep x 58 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	360 sqft
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed
Canopy	20 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 HARLEM ST
City	SCHENECTADY
State	NY
Zip	12306-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	3
Legal Lot Number	10.002
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1016
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 HARLEM ST, SCHENECTADY, NY 12306-5113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer PRIORITY 1 ABSTRACT
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202338334
Deed Book / Page	2111 / 103
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 3, 2023
Property Address	305 HARLEM ST, SCHENECTADY, NY 12306-5113
Document Number	0000038334
Book / Page	2111 / 103
Map Reference	CAB B MAP 214&215
Instrument Date	Jun 7, 2023
Instrument	202338334
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	PRIORITY 1 ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 HARLEM ST, SCHENECTADY, NY 12306-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 GTH STREET, RENSSELAER, NY 12144

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 18, 2020
Property Address	305 HARLEM ST, SCHENECTADY, NY 12306-5113
Document Number	0000036173
Book / Page	2046 / 64
Map Reference	CAB B MAP 214&215
Instrument Date	Nov 9, 2020
Instrument	202036173
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 HARLEM ST, 305, SCHENECTADY, NY 12306-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	846 LINCOLN AVE, SCHENECTADY, NY 12307-1810

Mortgage

Document Number	0000036174
Date	Nov 18, 2020
Instrument	202036174

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00 (+28.15%)	$107,500 (+27.52%) Land $12,600 Building $94,900	$178,010 (+66.82%) Land $20,864 Building $157,146
2023		$84,300 (-) Land $12,600 Building $71,700	$106,709 (+3.8%) Land $15,949 Building $90,760
2022		$84,300 Land $12,600 Building $71,700	$102,805 Land $15,366 Building $87,439
2021	$4,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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