305 Hampton St, Rudd, IA 50471 Property Records

Floyd County property record for 305 Hampton St, Rudd, IA 50471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,154 sqft · built 1880
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (May 2006)
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061837900300`

Property Details

APN / Parcel Number

Primary APN	`061837900300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
1st Floor Area	420 sqft
Basement Area	1,140 sqft
Finished Basement	500 sqft
Unfinished Basement	640 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 HAMPTON ST
City	RUDD
State	IA
Zip	50471-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUDD LOT 1 &1/2 ALLE Y W OF LOT 1BLOCK 8
Legal Subdivision	RUDD
Legal Block	8
Legal Lot Number	1
Jurisdiction	FLOYD IA
Township / Civil Division	RUDD
Census Block Group	1
Census Block	1027
Census Tract	480200

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 HAMPTON ST, RUDD, IA 50471-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENT CREDIT UNION
Oct 10, 2018	Deed of Trust, Mortgage CLEAR LAKE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2006 · Amount on Record
Deed Sale	May 25, 2006 · Amount on Record
Deed Document Number	20061206
Deed Book / Page	2006 / 1206
Last Transfer Date	Mar 1, 2011
Transfer Doc	0000000503
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	305 HAMPTON ST, RUDD, IA 50471-7705
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1336
Date	Jun 14, 2022
Book Page	2022/1336
Instrument	2022 1336

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2023

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	305 HAMPTON ST, RUDD, IA 50471-7705
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2064
Date	Sep 23, 2019
Book Page	2019/2064
Instrument	2064

Lender

Name	CENT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	305 HAMPTON ST, RUDD, IA 50471-7705
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002182
Date	Oct 10, 2018
Book Page	0000002018/0000002182
Instrument	000000002182

Lender

Name	CLEAR LAKE BANK & TRUST

Agreement

Amount	Amount Recorded
Term	51 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Rudd City
Unified School District	Rudd-Rockford-Marble Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 Homeowner's exemption	$200,920 (-) Land $6,600 Building $194,320	$200,920 (-) Land $6,600 Building $194,320
2025	$2,786.00 (+644.92%) Homeowner's exemption	$200,920 (+7.98%) Land $6,600 Building $194,320	$200,920 (+7.98%) Land $6,600 Building $194,320
2023		$186,080 (+491.11%) Land $6,600 Building $179,480	$186,080 (+491.11%) Land $6,600 Building $179,480
2022	$374.00	$31,480 Land $6,600 Building $24,880
2021			$31,480 Land $6,600 Building $24,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUDD WATERWORKS serves 358 people · EPA ID IA3440007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Router12 Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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