Delta County property record for 305 Grand Ave, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 822 sqft · built 1947 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,775 (Jul 2019) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014429 |
| Primary APN | R014429 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 822 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014429 |
|---|---|
| Street Address | 305 GRAND AVE |
| City | DELTA |
| State | CO |
| Zip | 81416-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 305 GRAND AVE DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 3 LOT: 1 AND:- LOT: 2 TOTAL ACRES 0.09 +/- DELTA ORIGINAL SUBD BLOCK 3 LOT 1& 2 E 2 OF LTS 1 & 2 SEC 13 T15S R96W 6PM BK 436 PG 100 BK 475 PG 302 BK 836 PGS 640 THRU 642 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 GRAND AVE, DELTA, CO 81416-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 6, 2021 | Beneficiary Deed, Transfer |
| Jul 11, 2019 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2013 · Amount on Record |
| Deed Document Number | 2019712172 |
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 0000725255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 305 GRAND AVE, DELTA, CO 81416-2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 726404 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 726404 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 6, 2021 |
| Property Address | 305 GRAND AVE, DELTA, CO 81416-2021 |
| Document Number | 0000725255 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 725255 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 GRAND AVE, 305, DELTA, CO 81416-2021 |
| Name | Verified Name |
|---|---|
| Address | 8 LAPA CT, PARLIN, NJ 08859-1713 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 11, 2019 |
| Property Address | 305 GRAND AVE, DELTA, CO 81416-2021 |
| Document Number | 0000712172 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 712172 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.48 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 GRAND AVE, DELTA, CO 81416-2021 |
| Document Number | 0000712173 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 712173 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 (+25.11%) | $12,752 (+21.7%) Land $3,125 Building $9,627 | $204,038 (+30.46%) Land $50,000 Building $154,038 |
| 2024 | $693.00 (+3.9%) | $10,478 (-) Land $2,478 Building $8,000 | |
| 2023 | $667.00 (+15%) | $10,478 (+16.59%) Land $2,478 Building $8,000 | $156,399 (+20.95%) Land $36,991 Building $119,408 |
| 2022 | $580.00 | $8,987 Land $3,128 Building $5,859 | $129,308 Land $45,000 Building $84,308 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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