305 Ginger Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 305 Ginger Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,495 sqft · built 1995
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (Jun 2017)
Tax Bill	$17,437 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-420-040-8`

Property Details

APN / Parcel Number

Primary APN	`217-420-040-8`
Alternative APN	`217-420-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
1st Floor Area	1,472 sqft
2nd Floor Area	1,023 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Cluster
Lot Area	8,200 sqft (0.188 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	305 GINGER CT
City	SAN RAMON
State	CA
Zip	94582-5573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7017 L127
Legal Subdivision	WEST BRANCH SUB 7017
Legal Tract	7017
Legal Lot Number	127
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	305 GINGER CT, SAN RAMON, CA 94582-5573
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jan 22, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Dec 6, 2002 · Amount on Record
Deed Document Number	201797122
Last Transfer Date	Dec 4, 2017
Transfer Doc	0000009143
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	305 GINGER CT, SAN RAMON, CA 94582-5573
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GINGER CT, SAN RAMON, CA 94582-5573

Mortgage

Document Number	0000086304
Date	Mar 22, 2021
Instrument	2021-086304

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2018
Property Address	305 GINGER CT, SAN RAMON, CA 94582-5573
Document Number	0000009143
Instrument Date	Dec 4, 2017
Instrument	9143
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	305 GINGER CT SAN RAMON CA 945825573, SAN RAMON, CA 94582-5573

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2017
Property Address	305 GINGER CT, SAN RAMON, CA 94582-5573
Document Number	0000097122
Instrument Date	May 23, 2017
Instrument	97122
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	305 GINGER CT SAN RAMON CA 945825573, SAN RAMON, CA 94582-5573

Mortgage

Document Number	97123
Date	Jun 1, 2017
Instrument	97123

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,479,739 (+2%) Land $884,884 Building $594,855
2025	$17,437.00 (+3.94%)	$1,450,726 (+4.04%) Land $867,534 Building $583,192
2023	$16,776.00 (+0.87%)	$1,394,395 Land $833,848 Building $560,547
2022	$16,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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