305 Germaine Dr, Saint Johns, MI 48879 Property Records

Clinton County property record for 305 Germaine Dr, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2010
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,000 (Apr 2022)
Tax Bill	$5,237 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`300-365-000-008-00`

Property Details

APN / Parcel Number

Primary APN	`300-365-000-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	165 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Balcony Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 GERMAINE DR
City	SAINT JOHNS
State	MI
Zip	48879-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 OAKVIEW ESTATES, SEC 21 T7N R2W. SPLIT 2002 FROM # 300-021-200-050-00
Legal Range	02W
Legal Township	07N
Legal Section	21
Legal Subdivision	OAKVIEW ESTATES
Legal Lot Number	8
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	3
Census Block	3006
Census Tract	10802

Owner

Source: Clinton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Mar 3, 2010	Quit Claim Deed, Transfer · Construction Mortgage SUMMIT COMMUNITY BANK
Apr 28, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20225323966
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005294757
Date	Jul 6, 2020
Instrument	5294757

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 12, 2022
Property Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Document Number	0005323966
Map Reference	LB9
Instrument Date	Apr 11, 2022
Instrument	5323966
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	DIVERSIFIED NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,482.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 GERMAINE DR, 305, SAINT JOHNS, MI 48879-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 DAISY DR, SAINT JOHNS, MI 48879-8249

Mortgage

Document Number	0005323967
Date	Apr 12, 2022
Instrument	5323967

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5294757
Date	Jul 6, 2020
Instrument	5294757

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 16, 2020
Property Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Document Number	0005300845
Map Reference	LB 9 PG 53-56
Instrument Date	Oct 23, 2020
Instrument	5300845
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,343.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6715 DEER RUN TRL, SAGINAW, MI 48603-8623

Mortgage

Document Number	0005300846
Date	Nov 16, 2020
Instrument	5300846

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 3, 2010
Property Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Document Number	0005154447
Map Reference	LB9 PG53-56
Instrument Date	Feb 26, 2010
Instrument	5154447
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$141.90
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E OAK ST, SAINT JOHNS, MI 48879-2422

Mortgage

Document Number	0005154448
Date	Mar 3, 2010
Instrument	5154448

Lender

Name	SUMMIT COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Sep 1, 2040

April 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 28, 2009
Property Address	305 GERMAINE DR, SAINT JOHNS, MI 48879-8245
Document Number	0005143259
Instrument Date	Apr 22, 2009
Instrument	5143259
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-9783

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,100 (+11.53%) Land $20,400 Building $210,700	$462,200 (+11.53%) Land $40,800 Building $421,400
2025	$5,237.00 (-33.72%) Homeowner's exemption	$207,200 (+11.1%) Land $18,600 Building $188,600	$414,400 (+11.1%) Land $37,200 Building $377,200
2024	$7,901.00 (+22.14%)
2023	$6,469.00 Homeowner's exemption	$186,500	$373,000
2022	$6,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DayStarr, Verizon, Westphalia Broadband.

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