Wake County property record for 305 Georgetown Rd, Raleigh, NC 27608
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,279 sqft · built 1947 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $586,000 (Nov 2020) |
| Tax Bill | $4,586 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1704.08-98-4208 0011180 |
| Primary APN | 1704.08-98-4208 0011180 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Heated Area |
| 1st Floor Area | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0011180 |
|---|---|
| Old Parcel Number | 001118001 |
| Street Address | 305 GEORGETOWN RD |
| City | RALEIGH |
| State | NC |
| Zip | 27608-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LO7 GEORGETOWN RCMB BM2016-00529 |
| Legal Township | 01 |
| Legal Subdivision | GEORGETOWN |
| Legal Lot Number | 7 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | RALEIGH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 51800 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 8, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Aug 18, 2017 | Deed of Trust, Mortgage FIDELITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Aug 11, 2015 · Amount on Record |
| Deed Document Number | 0018186463 |
| Deed Book / Page | 18186 / 463 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Document Number | 20050/2234 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 20050/2234 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Nov 13, 2020 |
| Property Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Document Number | 181860463 |
| Book / Page | 18186 / 463 |
| Map Reference | MB 2016 PG 529 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Document Number | 18186465 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 18186/465 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Document Number | 170491015 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 GEORGETOWN RD RALEIGH NC 276082701, RALEIGH, NC 27608-2701 |
| Document Number | 170491015 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 017049/001015 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 305 GEORGETOWN RD, RALEIGH, NC 27608-2701 |
| Document Number | 168812743 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 305 GEORGETOWN RD RALEIGH NC 276082701, RALEIGH, NC 27608-2701 |
| Document Number | 168812743 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 016881/002743 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 17, 2022 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,586.00 | $418,908 Land $305,000 Building $113,908 | $418,908 Land $305,000 Building $113,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1978–1999) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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