305 Garfield Dr, Bloomington, IL 61701 Property Records

McLean County property record for 305 Garfield Dr, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,710 sqft · built 1965
Lot Size	0.223 acres (9,694 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2020)
Tax Bill	$3,592 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-327-003`

Property Details

APN / Parcel Number

Primary APN	`14-35-327-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,110 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	9,694 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	264 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 GARFIELD DR
City	BLOOMINGTON
State	IL
Zip	61701-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 357 8TH ADD TO FAIRWAY KNOLLS
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	FAIRWAY KNOLLS
Legal Lot Number	357
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

305 Garfield Dr is owned and occupied by an individual who bought it in November 2020.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	305 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Deed Document Number	202025529
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	305 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GARFIELD DR, BLOOMINGTON, IL 61701-2125

Mortgage

Document Number	202500014416
Date	Oct 9, 2025
Instrument	2025-00014416

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

Interest

Rate	8.65%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	305 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007048
Date	Mar 25, 2021
Instrument	2021-00007048

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 23, 2020
Property Address	305 GARFIELD DR, BLOOMINGTON, IL 61701-2125
Document Number	202000025529
Instrument Date	Nov 9, 2020
Instrument	2020-00025529
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GARFIELD DR, BLOOMINGTON, IL 61701-2125

Mortgage

Document Number	202000025530
Date	Nov 23, 2020
Instrument	2020-00025530

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,907 Land $17,380 Building $41,527	$176,721 Land $52,140 Building $124,581
2024	$3,592.00 (+8.82%)
2023	$3,301.00	$45,504 Land $13,426 Building $32,078	$136,512 Land $40,278 Building $96,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Garfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 Garfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

Nearby Properties on Garfield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures