305 Gandy St, Lipan, TX 76462 Property Records

Hood County property record for 305 Gandy St, Lipan, TX 76462

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1983
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on File
Last Sale	$182,300 (May 2018)
Tax Bill	$2,783 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15870.002.0070.0`

Property Details

APN / Parcel Number

Primary APN	`15870.002.0070.0`

Interior

Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,728 sqft
2nd Floor Area	240 sqft
Utility Area	240 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	16,204 sqft (0.372 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	302 sqft

Location & Zoning

Street Address	305 GANDY ST
City	LIPAN
State	TX
Zip	76462-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.372 LOT: PT BLK: 2 SUBD: AIKEN W J NORTH
Legal Subdivision	AIKEN W J NORTH
Legal Block	2
Legal Lot Number	PT
Jurisdiction	HOOD TX
Township / Civil Division	GRANBURY WEST
Census Block Group	1
Census Block	1026
Census Tract	160302

Owner

305 Gandy St is owned and occupied by two individuals who bought it in May 2018.

Source: Hood County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 GANDY ST, LIPAN, TX 76462-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC
May 21, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF LIPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Jun 5, 2013
Deed Document Number	20186401
Prior Transfer Date	Apr 11, 2017
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD TX
Recording Date	Jul 31, 2026
Property Address	305 GANDY ST, LIPAN, TX 76462-2413
Document Number	0000010513
Instrument Date	Jul 29, 2026
Instrument	202610513
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	PROVIDENCE TITLE, PROVIDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 APACHE ST, LIPAN, TX 76462-2431

Mortgage

Document Number	0000010513,
Date	Jul 31, 2026
Instrument	202610513

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOOD TX
Recording Date	May 21, 2018
Property Address	305 GANDY ST, LIPAN, TX 76462-2413
Document Number	0000006401
Map Reference	DOC2017-0004789
Instrument Date	May 18, 2018
Instrument	2018-0006401
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3416 S RIDGEVIEW DR, 3416, WEATHERFORD, TX 76087-7430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 GANDY ST, LIPAN, TX 76462-2413

Mortgage

Document Number	0000006402
Date	May 21, 2018
Instrument	2018-0006402

Lender

Name	FIRST NATIONAL BANK OF LIPAN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	May 18, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 305 Gandy St was $2,783, down 5% from the year before.

Source: Hood County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hood County
Municipality	Lipan City
Unified School District	Lipan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,783.00 (-4.95%)	$282,410 (+6.36%) Land $25,000 Building $257,410	$282,410 (+6.36%) Land $25,000 Building $257,410
2025	$2,928.00	$265,530 Land $25,000 Building $240,530	$265,530 Land $25,000 Building $240,530
2023	$2,637.00 Homeowner's exemption Disabled Person's exemption	$268,400 Land $25,000 Building $243,400	$268,400 Land $25,000 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Gandy St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 2, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1986–2016)
Most Recent Claim	May 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Gandy St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 63% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIPAN serves 1,344 people · EPA ID TX1110011
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lipan Telephone Company Fiber	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gandy St

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