305 Front St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 305 Front St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,059 sqft · built 1870
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Refinance + 4 more
APN	`WINC M:5B2 B:0 L:310`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5B2 B:0 L:310`
Alternative APN	`WCDN M:5B2 B:0 L:310`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	3,924 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	305 FRONT ST
City	WINCHENDON
State	MA
Zip	01475-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	310
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1085
Census Tract	702202

Owner

305 Front St is owned and occupied by an individual who acquired it in July 2017.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETAP INVESTMENT PARTNERS
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETAP INVESTMENT PARTNERS
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION
Jul 18, 2017	Grant Deed, Transfer
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Prior Sale	May 20, 2016 · Amount on File
Deed Book / Page	57433 / 74
Transfer Doc	1577000043
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066809-24
Date	Dec 22, 2021
Book Page	66809/24
Instrument	179049

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065903-370
Date	Aug 24, 2021
Book Page	65903/370
Instrument	118773

Lender

Name	HOMETAP INVESTMENT PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067738-77
Date	Jun 13, 2022
Book Page	67738/77
Instrument	64028

Lender

Name	HOMETAP INVESTMENT PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069967-262
Date	Dec 7, 2023
Book Page	69967/262
Instrument	102507

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jul 18, 2017
Property Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Document Number	57433-71
Book / Page	057433 / 000071
Instrument Date	Jul 6, 2017
Instrument	75977
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FRONT ST WINCHENDON MA 014751557, WINCHENDON, MA 01475-1557

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jul 18, 2017
Property Address	305 FRONT ST, WINCHENDON, MA 01475-1557
Document Number	57433-74
Book / Page	057433 / 000074
Instrument Date	Aug 8, 2016
Instrument	75978
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FRONT ST WINCHENDON MA 014751557, WINCHENDON, MA 01475-1557

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+3.66%)	$337,900 (+10.64%) Land $40,700 Building $297,200	$321,575 (-7.92%)
2024	$3,830.00 (-3.99%)	$305,400 (+2.59%) Land $37,000 Building $268,400	$349,220
2023	$3,989.00	$297,700 Land $35,200 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 305 Front St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front St

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