305 Front St, Beaufort, NC 28516 Property Records

Carteret County property record for 305 Front St, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,592 sqft · built 1901
Lot Size0.321 acres (14,026 sqft)
OwnerIndividual Name on Record
Last Sale$1,280,000 (Oct 2020)
Tax Bill$11,080 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN7306.17.10.0413000

Property Details

APN / Parcel Number

Primary APN7306.17.10.0413000
Alternative APNs
  • 544225
  • 68530

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories2 Stories
Building Area3,592 sqft Heated Area
Gross Area2,379 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialWood
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,026 sqft (0.321 acres)
Lot Dimensions208 ft deep x 67 ft wide
PorchPorch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number68530
Street Address305 FRONT ST
CityBEAUFORT
StateNC
Zip28516-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description305 FRONT ST THE CEDARS INN LLC
Legal SubdivisionOLD TOWN
Legal Lot Number23-24 24
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group1
Census Block1008
Census Tract970305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beaufort Historic District
listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6875 BOWMAN DAIRY RD, LIBERTY, NC 27298-9140
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2017Deed of Trust, Mortgage · Commercial Mortgage
SOUND BANK
Oct 28, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Aug 3, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleAug 3, 2020 · Amount on Record
Deed Document Number0001693271
Deed Book / Page1693 / 271
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address305 FRONT ST, BEAUFORT, NC 28516-2124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015670411
DateFeb 21, 2017
Book Page1567/411
Instrument1567411
Lender
NameSOUND BANK
TypeBank
AddressMOREHEAD CITY, NC 28557
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 28, 2020
Property Address305 FRONT ST, BEAUFORT, NC 28516-2124
Document Number0016930271
Book / Page1693 / 271
Map ReferenceMB 34 PG 021
Instrument DateOct 22, 2020
Instrument1693271
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3905 AIRPORT DR NW, 3905, WILSON, NC 27896-8650

Transferred To (Grantee/Buyer)

NameVerified Name
Address6875 BOWMAN DAIRY RD, LIBERTY, NC 27298-9140

Mortgage

Document Number1693272
DateOct 28, 2020
Instrument1693-272
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 3, 2020
Property Address305 FRONT ST, BEAUFORT, NC 28516-2124
Document Number0016810373
Book / Page001681 / 000373
Instrument DateJul 31, 2020
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address675 WOODCREST RD KEY BISCAYNE FL 331492022, KEY BISCAYNE, FL 33149-2022

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityBeaufort Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,080.00 (+13.21%)$1,945,275 (+70.03%) Land $1,015,294 Building $929,981$1,945,275 (+70.03%) Land $1,015,294 Building $929,981
2023$1,144,101 Land $701,289 Building $442,812$1,144,101 Land $701,289 Building $442,812
2022$9,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies379 units insured
incl. 140 condo units
Nearby Flood Claims24 (1996–2023)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 19 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEAUFORT
serves 4,452 people · EPA ID NC0416010
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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