305 Foxtrace Ln, Hubert, NC 28539 Property Records

Onslow County property record for 305 Foxtrace Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,083 sqft · built 1991
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2024)
Tax Bill	$1,130 (2026)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1308E-176`

Property Details

APN / Parcel Number

Primary APN	`1308E-176`
Alternative APNs	`490008701` `472360000` `046229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490008701
Street Address	305 FOXTRACE LN
City	HUBERT
State	NC
Zip	28539-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L31 S1 BB FOXTRACE
Legal Subdivision	FOXTRACE SEC 1
Legal Block	B
Legal Lot Number	31
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1002
Census Tract	2803

Owner

305 Foxtrace Ln is owned and occupied by an individual who bought it in March 2024.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	305 FOXTRACE LN, HUBERT, NC 28539-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Correction Deed
Mar 5, 2024	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 27, 2017	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Book / Page	6110 / 180
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0046500829
Record Updated	Oct 29, 2026

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 5, 2024
Property Address	305 FOXTRACE LN, HUBERT, NC 28539-4413
Document Number	0061100176
Book / Page	6110 / 176
Map Reference	MB 25 PG 42&42-A
Instrument Date	Mar 5, 2024
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOXTRACE LN, HUBERT, NC 28539-4413

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 5, 2024
Property Address	305 FOXTRACE LN, HUBERT, NC 28539-4413
Document Number	0061100180
Book / Page	6110 / 180
Map Reference	MB 25 PG 42&42-A
Instrument Date	Feb 2, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOXTRACE LN, HUBERT, NC 28539-4413

Mortgage

Document Number	0006110185
Date	Mar 5, 2024
Instrument	6110-185

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 6, 2021
Property Address	305 FOXTRACE LN, HUBERT, NC 28539-4413
Document Number	0054550380
Book / Page	5455 / 380
Map Reference	MB 25 PG 42&42-A
Instrument Date	May 4, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOXTRACE LN, HUBERT, NC 28539-4413

Mortgage

Document Number	0005455383
Date	May 6, 2021
Instrument	5455/383

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 27, 2017
Property Address	305 FOXTRACE LN, HUBERT, NC 28539-4413
Document Number	0046500829
Book / Page	4650 / 829
Map Reference	MB25 PG42-42A
Instrument Date	Jun 22, 2017
Instrument	4650-829
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 PINECONE LN, 105, HAVELOCK, NC 28532-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	305 FOXTRACE LN, HUBERT, NC 28539-4413

Mortgage

Document Number	4650832
Date	Jul 27, 2017
Instrument	4650-832

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 305 Foxtrace Ln was $1,130.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,130.00	$253,781 (+46.98%) Land $60,000 Building $193,781	$253,781 (+46.98%) Land $60,000 Building $193,781
2025	$1,130.00	$172,661 Land $40,000 Building $132,661	$172,661 Land $40,000 Building $132,661
2023	$1,130.00	$172,661 Land $40,000 Building $132,661	$172,661 Land $40,000 Building $132,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Foxtrace Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Foxtrace Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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