Madison County property record for 305 Forest St, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,969 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Aug 2022) |
| Tax Bill | $2,859 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B010-0003-0004 |
| Primary APN | B010-0003-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,969 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Lot Area | 10,019 sqft (0.23 acres) |
| Account Number | 66647 |
|---|---|
| Street Address | 305 FOREST ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 (0.23 ACRES) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11303 |
Source: Madison County records · APN B010-0003-0004
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 FOREST ST, BEREA, KY 40403-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 12, 2022 | Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE CORP |
| May 27, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 2014106350 |
| Deed Book / Page | D827 / 640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 305 FOREST ST, BEREA, KY 40403-1713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01723/754 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | M01723/754 |
| Instrument | 2013953166 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 305 FOREST ST, BEREA, KY 40403-1713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M01983/1 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | M01983/1 |
| Instrument | 2014021404 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 12, 2022 |
| Property Address | 305 FOREST ST, BEREA, KY 40403-1713 |
| Document Number | 00D827/640 |
| Book / Page | D827 / 640 |
| Map Reference | MB P15 PG 186 |
| Instrument Date | Aug 09, 2022 |
| Instrument | 2014106350 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 MACARTHUR CT, NICHOLASVILLE, KY 40356-9168 |
| Name | Verified Name |
|---|---|
| Address | 305 FOREST ST, BEREA, KY 40403-1713 |
| Document Number | 0M2182/351 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | M2182/351 |
| Instrument | 2014106353 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 27, 2021 |
| Property Address | 305 FOREST ST, BEREA, KY 40403-1713 |
| Document Number | 000D806/18 |
| Book / Page | D806 / 18 |
| Instrument Date | May 24, 2021 |
| Instrument | 2014038603 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 WOODLARK RD, VERSAILLES, KY 40383-9174 |
| Name | Verified Name |
|---|---|
| Address | 109 MACARTHUR CT # B, B, NICHOLASVILLE, KY 40356-9168 |
| Investor | Possibly a Property Investor |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,859.00 (-8.86%) Additional exemption filed | $239,900 (-) | $239,900 (-) |
| 2023 | $3,137.00 | $239,900 | $239,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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