305 Forest Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 305 Forest Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,938 sqft · built 2020
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2020)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459A071`

Property Details

APN / Parcel Number

Primary APN	`459A071`
Alternative APN	`6266007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	305 FOREST DR
City	SALISBURY
State	NC
Zip	28147-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 BD WESTMONT
Legal Subdivision	WESTMONT SEC 1
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2015
Census Tract	51202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 FOREST DR, SALISBURY, NC 28147-7855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 29, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Oct 15, 2019	Warranty Deed, Construction Loan · Construction Mortgage THE FIDELITY BANK
May 23, 2018	Warranty Deed, Transfer
Feb 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Book / Page	1349 / 322
Prior Transfer Date	May 23, 2005
Prior Transfer Doc	0010370069
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jun 23, 2026
Property Address	305 FOREST DR, SALISBURY, NC 28147-7855
Document Number	1485000765
Book / Page	1485 / 765
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOREST DR, SALISBURY, NC 28147-7855

Mortgage

Document Number	1485000765,
Date	Jun 23, 2026
Book Page	1485/765

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 29, 2020
Property Address	305 FOREST DR, SALISBURY, NC 28147-7855
Document Number	0013490322
Book / Page	1349 / 322
Map Reference	MAP 9995 PG 1016
Instrument Date	May 29, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 HILLCREST DRIVE, 1118, ROCKWELL, NC 28138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOREST DR, SALISBURY, NC 28147-7855

Mortgage

Document Number	0001349323
Date	May 29, 2020
Instrument	1349/323

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 15, 2019
Property Address	305 FOREST DR, SALISBURY, NC 28147-7855
Document Number	0013360340
Book / Page	1336 / 0340
Map Reference	MB 9995 PG 1016
Instrument Date	Oct 15, 2019
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 CARPENTERS CIR, 822, SALISBURY, NC 28144-5763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 829, GRANITE QUARRY, NC 28072-0829

Mortgage

Document Number	0013360341
Date	Oct 15, 2019
Instrument	1336/0341

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 23, 2018
Property Address	305 FOREST DR, SALISBURY, NC 28147-7855
Document Number	0013090639
Book / Page	001309 / 000639
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Amount	Amount Recorded
Tax	$340.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 FOREST DR SALISBURY NC 281477854, SALISBURY, NC 28147-7854

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 22, 2018
Property Address	305 FOREST DR, SALISBURY, NC 28147-7855
Document Number	0013040617
Book / Page	001304 / 000617
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 CARPENTERS CIR SALISBURY NC 281445763, SALISBURY, NC 28144-5763

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00	$298,584 (-) Land $30,000 Building $268,584	$298,584 (-) Land $30,000 Building $268,584
2025	$2,022.00	$298,584 (-) Land $30,000 Building $268,584
2023	$2,022.00	$298,584 Land $30,000 Building $268,584	$298,584 Land $30,000 Building $268,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications.

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