St. Clair County property record for 305 Fairway Ct, Saint Clair, MI 48079
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 4 ba · 3,071 sqft · built 2003 |
| Lot Size | 2.1 acres (91,868 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,434 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 74-30-953-0039-000 |
| Primary APN | 74-30-953-0039-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,071 sqft Living Area |
| 1st Floor Area | 2,457 sqft |
| Basement Area | 2,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 91,868 sqft (2.1 acres) |
| Lot Dimensions | 350 ft deep x 300 ft wide |
| Garage Area | 1,536 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 305 FAIRWAY CT |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3570 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 39 GOLFSIDE CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 123 MASTER DEED RECORDED LIBER 1458 PGS 700-765 FIRST |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 39 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
305 Fairway Ct, a condominium, is owned and occupied by an individual who acquired it in July 2012.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 FAIRWAY CT, SAINT CLAIR, MI 48079-3570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2012 |
| Deed Sale | Jul 17, 2012 |
| Deed Document Number | 201218258 |
| Deed Book / Page | 4277 / 417 |
| Prior Transfer Date | Jun 5, 2012 |
| Prior Transfer Doc | 004277/417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 305 FAIRWAY CT, SAINT CLAIR, MI 48079-3570 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 305 FAIRWAY CT, SAINT CLAIR, MI 48079-3570 |
| Document Number | 5429319 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 5429/319 |
| Instrument | 2021027900 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 305 FAIRWAY CT, SAINT CLAIR, MI 48079-3570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049730380 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 4973/380 |
| Instrument | 2018017287 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 305 Fairway Ct was $8,434 with a homeowner's exemption, up 3.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,900 (+3.2%) | $1,063,800 | |
| 2025 | $8,434.00 (+3.68%) Homeowner's exemption | $515,400 | |
| 2024 | $8,135.00 | $1,030,800 | |
| 2023 | $511,700 | ||
| 2022 | $7,558.00 | $1,023,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Fairway Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 608.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Fairway Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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