305 Fairview St, Flora, IL 62839 Property Records

Clay County property record for 305 Fairview St, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$7,000 (Aug 2015)
Tax Bill	$2,354 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-102-121`

Property Details

APN / Parcel Number

Primary APN	`10-36-102-121`

Location & Zoning

Street Address	305 FAIRVIEW ST
City	FLORA
State	IL
Zip	62839-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SCHOOL ADDN BLOCK 11 LOTS 14 & 15
Legal Subdivision	HIGH SCHOOL ADD
Legal Block	11
Legal Lot Number	14-15
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2104
Census Tract	972100

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 FAIRVIEW ST, FLORA, IL 62839-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST STATE FUNDING LLC
Jul 25, 2018	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STATE FUNDING LLC
Dec 26, 2018	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STATE FUNDING LLC
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STATE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2015 · Amount on Record
Deed Sale	Aug 7, 2015 · Amount on Record
Deed Document Number	2015186734
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	305 FAIRVIEW ST, FLORA, IL 62839-2219
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202708
Date	Aug 17, 2021
Instrument	202708

Lender

Name	SOUTHWEST STATE FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	305 FAIRVIEW ST, FLORA, IL 62839-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D194700
Date	Jul 25, 2018
Instrument	D194700

Lender

Name	SOUTHWEST STATE FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	305 FAIRVIEW ST, FLORA, IL 62839-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D195740
Date	Dec 26, 2018
Instrument	D195740

Lender

Name	SOUTHWEST STATE FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	305 FAIRVIEW ST, FLORA, IL 62839-2219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199279
Date	Jun 25, 2020
Instrument	199279

Lender

Name	SOUTHWEST STATE FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,343 (+43.82%) Land $1,980 Building $40,363	$127,029 (+43.82%) Land $5,940 Building $121,089
2024	$2,354.00 (+90.76%)
2022	$1,234.00 (+2.83%) Homeowner's exemption	$29,442 Land $1,441 Building $28,001	$88,326 Land $4,323 Building $84,003
2021	$1,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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