305 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 305 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,364 sqft · built 2005
Owner	2 Company Names on Record
Last Sale	$465,000 (Feb 2026)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Feb 2026 Sale Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-1810-007-0015`

Property Details

APN / Parcel Number

Primary APN	`071-1810-007-0015`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	548 sqft
2nd Floor Area	816 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	PARCEL MAP 171-020 BLDG 2 UNIT 305
Legal Subdivision	PARCEL MAP OF THE ESPLANADE PHASE 1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1103 ASTORIA PL, EL DORADO HILLS, CA 95762-3770
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 19, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 30, 2020	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FIN'L
Feb 27, 2019	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Book / Page	20260223 / 595
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2026
Property Address	305 ESPLANADE CIR, FOLSOM, CA 95630-7353
Document Number	0000000595
Map Reference	MB 200307 PG 2559
Instrument Date	Feb 13, 2026
Instrument	202602230595
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1103 ASTORIA PL, EL DORADO HILLS, CA 95762-3770

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2021
Property Address	305 ESPLANADE CIR, FOLSOM, CA 95630-7353
Document Number	0000001789
Map Reference	MB 171 PG 20
Instrument Date	Apr 12, 2021
Instrument	202104191789
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1411 CAMEO DR, CAMPBELL, CA 95008-3614

Mortgage

Document Number	0000001790
Date	Apr 19, 2021
Instrument	202104191790

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	305 ESPLANADE CIR, FOLSOM, CA 95630-7353
Document Number	2005050450
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ESPLANADE CIR FOLSOM CA 956307353, FOLSOM, CA 95630-7353

Mortgage

Document Number	2005050450
Date	May 5, 2020
Instrument	2005050450

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 27, 2019
Property Address	305 ESPLANADE CIR, FOLSOM, CA 95630-7353
Document Number	1902270691
Instrument Date	Feb 19, 2019
Instrument	1902270691
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ESPLANADE CIR FOLSOM CA 956307353, FOLSOM, CA 95630-7353

Mortgage

Document Number	1902270692
Date	Feb 27, 2019
Instrument	1902270692

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,794 (+2%) Land $138,010 Building $347,784
2025	$5,520.00 (+2%)	$476,269 (+4.04%) Land $135,304 Building $340,965
2024	$5,412.00 (+1.67%)
2023	$5,323.00 (+1.41%)	$457,776 Land $130,050 Building $327,726
2022	$5,249.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

Nearby Properties on Esplanade Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures