New Castle County property record for 305 Elsmere St, Wilmington, DE 19804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1925 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $48,000 (Sep 1991) |
| Tax Bill | $2,413 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-039.30-058 |
| Primary APN | 07-039.30-058 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 125 ft deep x 52 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 305 ELSMERE ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19804-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC5 |
| Legal Description | L22 23 |
| Legal Subdivision | ELMHURST |
| Legal Block | Q |
| Legal Lot Number | 16 17 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | LOWER CHRISTIANA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 12500 |
Source: New Castle County records · APN 07-039.30-058
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 305 ELSMERE ST, WILMINGTON, DE 19804-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 14, 2022 | Intrafamily Transfer, Transfer |
| Jul 12, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 1991 · Amount on Record |
| Deed Sale | Sep 12, 1991 · Amount on Record |
| Deed Book / Page | 1227 / 311 |
| Last Transfer Date | Apr 06, 2022 |
| Transfer Doc | 0000041040 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Apr 14, 2022 |
| Property Address | 305 ELSMERE ST, WILMINGTON, DE 19804-1410 |
| Document Number | 0000041040 |
| Map Reference | DD O VOL 27 PG 601 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 20220414-0041040 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 ELSMERE ST, WILMINGTON, DE 19804-1410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 305 ELSMERE ST, WILMINGTON, DE 19804-1410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035057 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 20180712-0035057 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 305 ELSMERE ST, WILMINGTON, DE 19804-1410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059090 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 20200720-0059090 |
| Name | HSBC BANK NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Red Clay Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,413.00 (+107.84%) | $298,300 (+762.14%) Land $57,100 Building $241,200 | |
| 2024 | $224,100 | ||
| 2023 | $1,161.00 | $34,600 Land $7,900 Building $26,700 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 768 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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