305 Elk Summit Dr, Todd, NC 28684 Property Records

Ashe County property record for 305 Elk Summit Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	3,039 sqft · built 2015
Lot Size	0.729 acres (31,755 sqft)
Owner	Individual Name on Record
Last Sale	$639,000 (Aug 2020)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04122-231-015`

Property Details

APN / Parcel Number

Primary APN	`04122-231-015`
Alternative APN	`106645`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,039 sqft Heated Area
Gross Area	4,999 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	31,755 sqft (0.729 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	106645
Street Address	305 ELK SUMMIT DR
City	TODD
State	NC
Zip	28684-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 (.729 A)
Legal Subdivision	ELK RIDGE
Legal Lot Number	15
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1007
Census Tract	970701

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3209 NIMICH POND WAY, RALEIGH, NC 27613-7291
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Apr 15, 2013 · Amount on Record
Deed Document Number	20204177
Deed Book / Page	516 / 558
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 28, 2020
Property Address	305 ELK SUMMIT DR, TODD, NC 28684-9621
Document Number	000516/558
Book / Page	516 / 558
Map Reference	MB 6 PG 128
Instrument Date	Apr 10, 2020
Instrument	4177
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 ELK SUMMIT DR, TODD, NC 28684-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 NIMICH POND WAY, RALEIGH, NC 27613-7291

Mortgage

Document Number	0000004178
Date	Aug 28, 2020
Instrument	4178

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,355.00 (+3.89%)	$815,700 (-) Land $40,000 Building $775,700	$815,700 (-) Land $40,000 Building $775,700
2023	$4,192.00 (+26.42%)	$815,700 (+51.98%) Land $40,000 Building $775,700	$815,700 (+51.98%) Land $40,000 Building $775,700
2022	$3,316.00	$536,700 Land $40,000 Building $496,700	$536,700 Land $40,000 Building $496,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Elk Summit Dr

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