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305 Elk Ln, Deep Gap, NC 28618 Property Records

Watauga County property record for 305 Elk Ln, Deep Gap, NC 28618

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,016 sqft · built 2002
Lot Size4.43 acres (192,971 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Sep 2021)
Tax Bill$1,485 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN2940-81-3800-000

Property Details

APN / Parcel Number

Primary APN2940-81-3800-000
Alternative APN
  • 1843709

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,016 sqft Living Area
1st Floor Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area192,971 sqft (4.43 acres)

Exterior Amenities

PorchPorch
Porch Area560 sqft
Patio Area24 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1843709
Street Address305 ELK LN
CityDEEP GAP
StateNC
Zip28618-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1508
JurisdictionWATAUGA NC
Township / Civil DivisionELK
Census Block Group1
Census Block1024
Census Tract920702

Owner

Source: Watauga County records · APN 2940-81-3800-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address215 ELK LN, DEEP GAP, NC 28618-9611
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Sep 17, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Deed Document Number2021711455
Deed Book / Page2221 / 573
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address305 ELK LN, DEEP GAP, NC 28618-9612
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 ELK LN, DEEP GAP, NC 28618-9611

Mortgage

Document Number0024550535
DateOct 15, 2025
Book Page2455/535
Instrument754462
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueOct 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 17, 2021
Property Address305 ELK LN, DEEP GAP, NC 28618-9612
Document Number0022210573
Book / Page2221 / 573
Instrument DateSep 03, 2021
Instrument711455
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 ELK LN, DEEP GAP, NC 28618-9611

Mortgage

Document Number0000711456
DateSep 17, 2021
Instrument711456
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,485.00$311,400 (-) Land $68,800 Building $242,600
2024$311,400 Land $68,800 Building $242,600
2023$311,400 Land $68,800 Building $242,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber		2,000 / 2,000

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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