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305 Eldredge Rd, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 305 Eldredge Rd, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 1,680 sqft · built 1981
Lot Size0.258 acres (11,217 sqft)
Owner2 Company Names on File
Last Sale$465,000 (Feb 2020)
Tax Bill$6,256 (2025)
Deeds & MortgagesMay 2026 Sale
Feb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC56-000-598-2605-7

Property Details

APN / Parcel Number

Primary APNC56-000-598-2605-7
Alternative APNs
  • 36-1S-24-1640-0002-0020
  • 24S136164000020020

Interior

Bedrooms2 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area2,650 sqft
1st Floor Area600 sqft
Upper Floors Area600 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,217 sqft (0.258 acres)
Lot Width73 ft Width
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area490 sqft
Boat AccessBoat Access
Boat HouseBoat House
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address305 ELDREDGE RD
CityFORT WALTON BEACH
StateFL
Zip32547-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOONEYS NORTH S/D LOT 2 & W1/2 LOT 3 BLK 2
Legal Range24W
Legal Township01S
Legal Section36
Legal SubdivisionMOONEYS NORTH S/D
Legal Block2
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1005
Census Tract21700

Owner

305 Eldredge Rd is owned by a company that acquired it in May 2026.

Source: Okaloosa County records, as of June 8, 2026

Owner of Record2 Company Names on File
Mailing Address295 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 4, 2020Warranty Deed, Transfer · Conventional Mortgage
INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2020 · Amount on File
Deed SaleFeb 4, 2020 · Amount on File
Prior SaleFeb 16, 2004 · Amount on File
Deed Document Number20203335068
Deed Book / Page3442 / 1453
Last Transfer DateMay 11, 2026
Transfer Doc0003817983
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 21, 2026
Property Address305 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1308
Document Number0003817983
Instrument DateMay 11, 2026
Instrument20263817983
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address295 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 4, 2020
Property Address305 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1308
Document Number0034421453
Book / Page3442 / 1453
Map ReferenceMB 1 PG 24
Instrument DateJan 31, 2020
Instrument3335068
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 PINETOP CT, 111, ALTO, NM 88312-8046

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 EIDREDGE ROAD, FORT WALTON BEACH, FL 32547-1307

Mortgage

Document Number0034421456
DateFeb 4, 2020
Instrument3442/1456
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 305 Eldredge Rd was $6,256.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,256.00$510,042 Land $357,302 Building $152,740$510,042 Land $357,302 Building $152,740
2023$5,714.00 (+9.11%)$498,530 (+10.21%) Land $333,926 Building $164,604$498,530 (+10.21%) Land $333,926 Building $164,604
2022$5,237.00$452,359 Land $297,220 Building $155,139$452,359 Land $297,220 Building $155,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Eldredge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 75 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims32 (1979–2009)
Claims Outside the SFHA19 of 32
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 3 claims
  • Hurricane Opal, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Eldredge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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