305 E West St, El Campo, TX 77437 Property Records

Wharton County property record for 305 E West St, El Campo, TX 77437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1950
Lot Size	0.321 acres (13,978 sqft)
Owner	Individual Name on Record
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10840-001-030-00`

Property Details

APN / Parcel Number

Primary APN	`10840-001-030-00`
Alternative APNs	`R019813` `19813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Lot Area	13,978 sqft (0.321 acres)
Garage Type	Detached
Garage Area	280 sqft
Porch	Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1084000103000
Street Address	305 E WEST ST
City	EL CAMPO
State	TX
Zip	77437-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUNDY CENTRAL BLOCK 1 LOT 3,4
Legal Subdivision	LUNDY CENTRAL
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	2
Census Block	2039
Census Tract	740800

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E WEST ST, EL CAMPO, TX 77437-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit TEXASGULF FCU
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXASGULF FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	305 E WEST ST, EL CAMPO, TX 77437-3437
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001080/365
Date	Dec 11, 2017
Book Page	1080/365
Instrument	2017-00006593

Lender

Name	TEXASGULF FCU
Type	Credit Union
Address	WHARTON, TX 77488

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	305 E WEST ST, EL CAMPO, TX 77437-3437
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001239/804
Date	Oct 22, 2021
Book Page	1239/804
Instrument	2021-00006849

Lender

Name	TEXASGULF FCU
Type	Credit Union
Address	HUNGERFORD, TX 77448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2041

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	El Campo City
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,275 (+6.74%) Land $46,127 Building $144,148	$190,275 (+6.74%) Land $46,127 Building $144,148
2025	$2,561.00 (+1.83%) Homeowner's exemption Senior Citizen's exemption	$178,263 (+29.26%) Land $46,127 Building $132,136	$178,263 (+29.26%) Land $46,127 Building $132,136
2023		$137,909 Land $46,127 Building $91,782	$137,909 Land $46,127 Building $91,782
2022	$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1983–2015)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Thunderstorms And Flooding, Oct 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CAMPO serves 12,095 people · EPA ID TX2410002
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

May also be available: YK Communications.

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