305 E Washington St, Philo, IL 61864 Property Records

Champaign County property record for 305 E Washington St, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1956
Square Footage	1,256 sqft Living Area
Lot Size	8,475 sqft (0.195 acres)
Garage	Attached, 294 sqft
Occupancy	Owner Occupied
Last Sale	$126,000 (2009)
Tax Bill	$3,221.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-27-23-180-002`

Interior

Full Baths	1 Baths
Building Area	1,256 sqft Living Area
Gross Area	2,806 sqft Gross Area
1st Floor	1,256 sqft 1st Floor
Basement Area	1,256 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	A-Frame Style
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Other (not Classified) Roof
Lot Area	8,475 sqft (0.195 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	294 sqft Garage
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	305 E WASHINGTON ST
City	PHILO
State	IL
Zip	61864-9621
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS PT 2, PT 3 BLOCK 5 HALES, E.B., 2ND ADD
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	HALES, E.B., 2ND ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	PHILO
Census Blockgroup	1
Census Block	1015
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-23-180-002

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 E WASHINGTON ST, PHILO, IL 61864-9621
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2009 · Amount on Record
Deed Sale	Dec 04, 2009 · Amount on Record
Prior Sale	Oct 16, 2006 · Amount on Record
Deed Doc Number	200934330
Last Transfer Date	May 06, 2020
Transfer Doc	0000007911
Record Refreshed	Jun 08, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	May 12, 2020
Property Address	305 E WASHINGTON ST, PHILO, IL 61864-9621
Document Number	0000007911
Map Reference	MB A PG 148
Instrument Date	May 06, 2020
Instrument	2020R07911
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	305 E WASHINGTON ST, PHILO, IL 61864-9621

Mortgage

Document Number	0000007912
Date	May 12, 2020
Instrument	2020R07912

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,250 (+25.02%) Land $3,470 Building $61,780	$195,750 (+25.02%) Land $10,410 Building $185,340
2024	$3,221.00 (+9.78%)
2022	$2,934.00 Homeowner's exemption	$52,190 Land $2,780 Building $49,410	$156,570 Land $8,340 Building $148,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.