305 E Washington St, Loda, IL 60948 Property Records

Iroquois County property record for 305 E Washington St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.405 acres (17,657 sqft)
Owner	Individual Name on Record
Last Sale	$55,500 (Jun 2016)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 28 205 008`

Property Details

APN / Parcel Number

Primary APN	`36 28 205 008`

Exterior

Lot Area	17,657 sqft (0.405 acres)

Location & Zoning

Street Address	305 E WASHINGTON ST
City	LODA
State	IL
Zip	60948-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADD LTS 7 & 8 BLK 4 VIL OF LODA
Legal Subdivision	RAILROAD ADD
Legal Block	4
Legal Lot Number	7,8
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2045
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E WASHINGTON ST, LODA, IL 60948-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 30, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	20161604
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Recording Date	Aug 12, 2026
Property Address	305 E WASHINGTON ST, LODA, IL 60948-9805
Document Number	0000002809
Instrument Date	Jul 31, 2026
Instrument	20262809
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E WASHINGTON ST, LODA, IL 60948-9805

Mortgage

Document Number	0000002809,
Date	Aug 12, 2026
Instrument	20262809

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	May 1, 2050

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	305 E WASHINGTON ST, LODA, IL 60948-9805
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E WASHINGTON ST, LODA, IL 60948-9805

Mortgage

Document Number	00023R2468
Date	Aug 30, 2023
Instrument	23R2468

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,288.00 (+24.82%)	$34,780 (+22.85%) Land $2,900 Building $31,880	$104,340 (+22.85%) Land $8,700 Building $95,640
2022	$1,833.00 Homeowner's exemption	$28,310 Land $2,360 Building $25,950	$84,930 Land $7,080 Building $77,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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