305 E Washington St, Champaign, IL 61820 Property Records

Champaign County property record for 305 E Washington St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,116 sqft · built 1909
Lot Size	0.117 acres (5,114 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2019)
Tax Bill	$812 (2024)
Deeds & Mortgages	Oct 2019 Sale & Second Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-309-002`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-309-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Building Perimeter
1st Floor Area	1,116 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,114 sqft (0.117 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	305 E WASHINGTON ST
City	CHAMPAIGN
State	IL
Zip	61820-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 MASTER IN CHANCERY SUB OF N 1/2 LT 2 SEC. 7-19-9 - AKA - SUB OF N 1/2 LT 2 SEC. 7-19-9
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	MASTER IN CHANCERY SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2017
Census Tract	200

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E WASHINGTON ST, CHAMPAIGN, IL 61820-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST MIDWEST BANK
Sep 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	201917417
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	0000017417
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 18, 2019
Property Address	305 E WASHINGTON ST, CHAMPAIGN, IL 61820-3741
Document Number	0000017417
Map Reference	DD F PG 347
Instrument Date	Oct 17, 2019
Instrument	2019R17417
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E WASHINGTON ST, CHAMPAIGN, IL 61820-3741

Mortgage

Document Number	0000017419
Date	Oct 18, 2019
Instrument	2019R17419

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000017418
Date	Oct 18, 2019
Instrument	2019R17418

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 4, 2018
Property Address	305 E WASHINGTON ST, CHAMPAIGN, IL 61820-3741
Document Number	0000015423
Instrument Date	Aug 30, 2018
Instrument	15423
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 N HARVEY ST URBANA IL 618011514, URBANA, IL 61801-1514

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,190 (+33.46%) Land $1,810 Building $15,380	$51,570 (+33.46%) Land $5,430 Building $46,140
2024	$812.00 (+28.48%)
2022	$632.00 Homeowner's exemption	$12,880 Land $1,360 Building $11,520	$38,640 Land $4,080 Building $34,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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