305 E Spaulding St, Watertown, WI 53098 Property Records

Dodge County property record for 305 E Spaulding St, Watertown, WI 53098

Property Summary

Property Type	Single Family Home
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$111,500 (Apr 2005)
Deeds & Mortgages	Jun 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0915-3314-029`

Property Details

APN / Parcel Number

Primary APN	`291-0915-3314-029`
Alternative APNs	`29111970000002` `291119700002`

Exterior

Lot Area	8,059 sqft (0.185 acres)

Location & Zoning

Old Parcel Number	29111970000002
Street Address	305 E SPAULDING ST
City	WATERTOWN
State	WI
Zip	53098-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 100 FT OF E 80.48 FT OF LOT 2 BLK 1 LOUNSBURYS ADD
Legal Range	15E
Legal Township	09N
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	LOUNSBURYS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	DODGE WI
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3034
Census Tract	961900

Owner

Source: Dodge County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	305 E SPAULDING ST, WATERTOWN, WI 53098-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF LAKE MILLS
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LAKE MILLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2005 · Amount on Record
Deed Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	1043236
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	305 E SPAULDING ST, WATERTOWN, WI 53098-1923
Transaction Type	Mortgage
Record Updated	Jun 23, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E SPAULDING ST, WATERTOWN, WI 53098-1923

Mortgage

Document Number	1290517
Date	Jun 5, 2020
Instrument	1290517

Lender

Name	BANK OF LAKE MILLS
Type	Bank
Address	LAKE MILLS, WI 53551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	305 E SPAULDING ST, WATERTOWN, WI 53098-1923
Transaction Type	Mortgage
Record Updated	May 7, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1287252
Date	Mar 24, 2020
Instrument	1287252

Lender

Name	BANK OF LAKE MILLS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dodge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$207,500 (+23.44%) Land $37,800 Building $169,700
2023	$168,100 Land $30,200 Building $137,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx, T-Mobile, Verizon.

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