305 E Shore Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 305 E Shore Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,787 sqft · built 1928
Lot Size	0.353 acres (15,359 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2018)
Tax Bill	$9,592 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03028-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-03028-0000-00016`
Alternative APN	`1800103000000026`

Interior

Stories	2 Stories
Building Area	1,787 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Old Style
Lot Area	15,359 sqft (0.353 acres)
Lot Dimensions	128 ft deep x 120 ft wide

Location & Zoning

Old Parcel Number	1800103000000026
Street Address	305 E SHORE TRL
City	SPARTA
State	NJ
Zip	07871-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 15 L27
Legal Subdivision	LAKE MOHAWK SEC 5
Legal Block	3028
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	7
Census Block	7004
Census Tract	373400

Owner

305 E Shore Trl is owned and occupied by two individuals who bought it in July 2018.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 E SHORE TRL, SPARTA, NJ 07871-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 14, 2019	Deed of Trust, Mortgage CARDINAL FIN'L
Jul 3, 2018	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Aug 2, 1996 · Amount on File
Deed Document Number	2018702010135790
Deed Book / Page	3482 / 390
Prior Transfer Date	Apr 24, 2000
Prior Transfer Doc	0000008663
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	305 E SHORE TRL, SPARTA, NJ 07871-2043
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098390296
Date	Aug 17, 2020
Book Page	9839/296
Instrument	20200817010162680

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	305 E SHORE TRL, SPARTA, NJ 07871-2043
Document Number	0097010820
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E SHORE TRL SPARTA NJ 078712043, SPARTA, NJ 07871-2043

Mortgage

Document Number	0097010820
Date	May 24, 2019
Book Page	009701/000820
Instrument	91220

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 3, 2018
Property Address	305 E SHORE TRL, SPARTA, NJ 07871-2043
Document Number	0034820390
Book / Page	003482 / 000390
Instrument Date	Jun 25, 2018
Instrument	136810
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E SHORE TRL SPARTA NJ 078712043, SPARTA, NJ 07871-2043

Mortgage

Document Number	96170667
Date	Jul 3, 2018
Book Page	009617/000667
Instrument	136820

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 E Shore Trl was $9,592, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,500 (-) Land $141,100 Building $120,400	$261,500 (-) Land $141,100 Building $120,400
2025	$9,592.00 (+2.21%)	$261,500 Land $141,100 Building $120,400	$261,500 Land $141,100 Building $120,400
2024	$9,385.00
2023		$261,500 Land $141,100 Building $120,400	$261,500 Land $141,100 Building $120,400
2022	$8,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Shore Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Shore Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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