305 E Rutledge Ave, Gaffney, SC 29340 Property Records

Cherokee County property record for 305 E Rutledge Ave, Gaffney, SC 29340

Property Summary

Property Type	Townhouse
Details	1,379 sqft · built 1981
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Tax Bill	$527 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021626-23-3`

Property Details

APN / Parcel Number

Primary APN	`021626-23-3`
Alternative APNs	`1000100019007 61284689` `100-01-00-019.007` `021533223`

Interior

Stories	2 Stories
Building Area	1,379 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Lot Area	1,742 sqft (0.039 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000100019007 61284689
Street Address	305 E RUTLEDGE AVE
City	GAFFNEY
State	SC
Zip	29340-2261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	GF
Legal Description	305 E RUTHLEDGE AVE UNIT#F 12 G 342 KP
Legal Subdivision	VICTORIA PLACE UN F
Legal Unit	F
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1016
Census Tract	970601

Owner

Source: Cherokee County records · APN 021626-23-3

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 E RUTLEDGE AVE, GAFFNEY, SC 29340-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	305 E RUTLEDGE AVE # F, F, GAFFNEY, SC 29340-2261
Document Number	0001110844
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	May 01, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E RUTLEDGE AVE GAFFNEY SC 293402261, GAFFNEY, SC 29340-2261

Mortgage

Document Number	0001110844
Date	Apr 02, 2019
Book Page	000111/000844
Instrument	1499

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 01, 2024

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$527.00 (+10.95%) Homeowner's exemption	$4,870 (-) Land $400 Building $4,470	$128,500 (-) Land $10,000 Building $118,500
2023	$475.00 Homeowner's exemption	$4,870 Land $400 Building $4,470	$128,500 Land $10,000 Building $118,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), as of March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC1110001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GAFFNEY BPW serves 24,290 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.