Kossuth County property record for 305 E Ramsey St, Bancroft, IA 50517
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1900 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,500 (Nov 2023) |
| Tax Bill | $384 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-256-012 |
| Primary APN | 10-24-256-012 |
|---|
| Total Rooms | 9 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Basement Area | 420 sqft |
| Unfinished Basement | 644 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 305 E RAMSEY ST |
|---|---|
| City | BANCROFT |
| State | IA |
| Zip | 50517-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10 BLK 14 WESTERN TOWN LOT |
| Legal Subdivision | WESTERN TOWN LOT COMPANYS FIRST ADDITION |
| Legal Block | 14 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 950300 |
305 E Ramsey St is owned and occupied by an individual who bought it in November 2023.
Source: Kossuth County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E RAMSEY ST, BANCROFT, IA 50517-5008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Prior Sale | May 11, 2007 · Amount on File |
| Deed Document Number | 20232922 |
| Deed Book / Page | 2023 / 2922 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 305 E Ramsey St was $384 with a homeowner's exemption, down 13.9% from the year before.
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bancroft City |
| County | Kossuth County |
| Unified School District | North Kossuth Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384.00 (-13.9%) Homeowner's exemption | $36,254 Land $13,000 Building $23,254 | |
| 2024 | $446.00 | ||
| 2023 | $37,461 Land $13,000 Building $24,461 | $37,461 Land $13,000 Building $24,461 | |
| 2021 | $482.00 | $36,254 Land $13,000 Building $23,254 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 E Ramsey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 E Ramsey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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