Mercer County property record for 305 E Plum St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,457 sqft · built 1918 |
| Lot Size | 0.145 acres (6,336 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,000 (Oct 2015) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | May 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-085100.0000 |
| Primary APN | 05-085100.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Basement Area | 488 sqft |
| Unfinished Basement | 488 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 6,336 sqft (0.145 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 305 E PLUM ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD LOT#: 471 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 471 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 E PLUM ST, COLDWATER, OH 45828-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2015 · Amount on Record |
| Deed Sale | Oct 26, 2015 · Amount on Record |
| Deed Document Number | 20155120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 2, 2022 |
| Property Address | 305 E PLUM ST, COLDWATER, OH 45828-1349 |
| Document Number | 202200002219 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 202200002219 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E PLUM ST, COLDWATER, OH 45828-1349 |
| Document Number | 202200002220 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 202200002220 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 | $62,580 (-) Land $5,530 Building $57,050 | |
| 2024 | $2,134.00 (+1.81%) | $62,580 (-) Land $5,530 Building $57,050 | |
| 2023 | $2,096.00 (+22.5%) | $62,580 (+34.32%) Land $5,530 Building $57,050 | $178,800 (+34.34%) Land $15,800 Building $163,000 |
| 2022 | $1,711.00 | $46,590 Land $4,170 Building $42,420 | |
| 2020 | $133,100 Land $11,900 Building $121,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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