Madison County property record for 305 E Oak Cir, Madison, MS 39110 · Last verified June 2026
| Property Type | Other > Other Improved |
|---|---|
| Year Built | Built 2019 |
| Square Footage | 4,648 sqft Adjusted Area |
| Lot Size | 22,190 sqft (0.509 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $636,300 (2021) |
| Primary APN | 072B-10A-072 |
|---|---|
| Alternative APN |
|
| Building Area | 4,648 sqft Adjusted Area |
|---|---|
| 1st Floor | 3,528 sqft 1st Floor |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 22,190 sqft (0.509 acres) |
| Patio Area | 634 sqft Patio |
| Account Number | 58032 |
|---|---|
| Street Address | 305 E OAK CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-7528 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | LOT 43 EASTWOOD PHASE 2 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 10 |
| Legal Subdivision | EASTWOOD PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | MADISON MS |
| Minor Civil Division | 1 |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 30208 |
Source: Madison County records · APN 072B-10A-072
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 05, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Jul 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST A NAT'L BKNG ASSN |
| Dec 31, 2019 | Warranty Deed, Subdivision Related Transfer RENASANT BK |
| Sep 13, 2018 | Deed of Trust, Construction Loan · Line of Credit RENASANT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Dec 31, 2019 · Amount on Record |
| Deed Doc Number | 2021941145 |
| Deed Book / Page | 4113 / 507 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 21, 2026 |
| Property Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 0001052177 |
| Book / Page | 4684 / 814 |
| Instrument Date | Feb 14, 2026 |
| Instrument | 20261052177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 0001052177, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 4684/814 |
| Instrument | 20261052177 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.06% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 05, 2021 |
| Property Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 4113/507 |
| Book / Page | 4113 / 507 |
| Map Reference | CAB F SL 99B&100A |
| Instrument Date | Sep 28, 2021 |
| Instrument | 941145 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1392, MADISON, MS 39130-1392 |
| Name | Verified Name |
|---|---|
| Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 941146 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 941146 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 0000898096 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | PO BOX 1392 MADISON MS 391301392, MADISON, MS 39130-1392 |
| Document Number | 0000898096 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 003892/000554 |
| Instrument | 898096 |
| Name | FIRST A NAT'L BKNG ASSN |
|---|---|
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 03, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 31, 2019 |
| Property Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 0000882587 |
| Book / Page | 003803 / 000968 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 882587 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 305 E OAK CIR MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 882890 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 003805/000788 |
| Instrument | 882890 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 13, 2018 |
| Property Address | 305 E OAK CIR, MADISON, MS 39110-7528 |
| Document Number | 0000847692 |
| Book / Page | 003647 / 000258 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 847692 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 501 COBBLESTONE CT #A MADISON MS 391107570, A, MADISON, MS 39110-7570 |
| Document Number | 0000847692 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 003647/000258 |
| Instrument | 847692 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 12, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,068 (+12.67%) | $520,680 (+12.67%) Land $60,000 Building $460,680 | |
| 2023 | Homeowner's exemption | $46,214 | $462,140 Land $60,000 Building $402,140 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 20% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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