Woodford County property record for 305 E Nichols St, Secor, IL 61771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,874 sqft · built 1921 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-114-008 |
| Primary APN | 15-05-114-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,874 sqft Building Perimeter |
| Basement Area | 867 sqft |
| Unfinished Basement | 867 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Construction Type | Frame |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 225 ft deep x 60 ft wide |
| Garage Area | 480 sqft |
| Street Address | 305 E NICHOLS ST |
|---|---|
| City | SECOR |
| State | IL |
| Zip | 61771-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T26N - R1E - S05 PT LOTS 4,5,6,7, 3 BLK 32 ORIGINAL TOWN OF SECOR |
| Legal Range | 01E |
| Legal Township | 26N |
| Legal Section | 05 |
| Legal Subdivision | ORIGIN |
| Legal Block | 32 |
| Legal Lot Number | 4-7 |
| Jurisdiction | WOODFORD IL |
| Township / Civil Division | PALESTINE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 30700 |
Source: Woodford County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 E NICHOLS ST, SECOR, IL 61771-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD IL |
| Recording Date | May 11, 2026 |
| Property Address | 305 E NICHOLS ST, SECOR, IL 61771-9604 |
| Document Number | 0000001607 |
| Instrument Date | May 4, 2026 |
| Instrument | 20261607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 E NICHOLS ST, SECOR, IL 61771-9604 |
| Document Number | 0000001607, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20261607 |
| Name | MORTON COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 4, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.46% |
| Initial Type | Balloon |
| Max Rate | -1% |
Source: Woodford County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Woodford County |
| County Subdivision | Palestine Township |
| Municipality | Secor Village |
| Unified School District | El Paso-Gridley Community Unit School District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 | $20,447 Land $3,875 Building $16,572 | $61,341 Land $11,625 Building $49,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SECOR serves 351 people · EPA ID IL2030600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Arsenic resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Lead public education Mar 2022 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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