305 E Morrow Ave, Monroe, NC 28112 Property Records

Union County property record for 305 E Morrow Ave, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1989
Square Footage	1,075 sqft Living Area
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2024)
Tax Bill	$2,001.00 (2025)

Owner

Source: Union County records · APN 09-231-155

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 E MORROW AVE, MONROE, NC 28112-5660
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Mar 05, 2002 · Amount on Record
Deed Doc Number	2024978
Deed Book / Page	8840 / 59
Record Refreshed	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 17, 2024
Property Address	305 E MORROW AVE, MONROE, NC 28112-5660
Document Number	0000884059
Book / Page	8840 / 59
Instrument Date	Jan 17, 2024
Instrument	978
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 MEADOWRIDGE DR, CHARLOTTE, NC 28226-8401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	305 E MORROW AVE, MONROE, NC 28112-5660

Mortgage

Document Number	0000000979
Date	Jan 17, 2024
Instrument	979

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+63.61%)	$229,000 (+104.1%) Land $35,200 Building $193,800	$229,000 (+104.1%) Land $35,200 Building $193,800
2023	$1,223.00	$112,200 Land $14,800 Building $97,400	$112,200 Land $14,800 Building $97,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`09-231-155`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,075 sqft Living Area
1st Floor	1,075 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	305 E MORROW AVE
City	MONROE
State	NC
Zip	28112-5660
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	8840-0059
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	2
Census Block	2089
Census Tract	20501