305 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 305 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,284 sqft · built 1999
Lot Size	0.176 acres (7,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,790 (Apr 2023)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-18-003`

Property Details

APN / Parcel Number

Primary APN	`94242-18-003`
Alternative APN	`R1504134`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,188 sqft
Basement Area	1,160 sqft
Finished Basement	1,096 sqft
Unfinished Basement	64 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,668 sqft (0.176 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Cistern

Location & Zoning

Account Number	R1504134
Street Address	305 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-1377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 9, MARYS FARM SUB, BER (AKA LOT 3, BLK 9, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	MARY`S FARM
Legal Block	9
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2037
Census Tract	2700

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
May 4, 2023	Beneficiary Deed, Transfer
Apr 18, 2023	Special Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	202314977
Last Transfer Date	May 1, 2023
Transfer Doc	0000017852
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025490
Date	Jun 20, 2023
Instrument	20230025490

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LARIMER CO
Recording Date	May 4, 2023
Property Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000017852
Map Reference	DOC 97042221
Instrument Date	May 1, 2023
Instrument	20230017852
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	274 SW MEADOW DR, BEAVERTON, OR 97006-6113

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 18, 2023
Property Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000014977
Map Reference	DOC 97042221
Instrument Date	Apr 11, 2023
Instrument	20230014977
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$57.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Apr 16, 2020
Property Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000026178
Map Reference	DOC 97042221
Instrument Date	Apr 8, 2020
Instrument	20200026178
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000026179
Date	Apr 16, 2020
Instrument	20200026179

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00 (+7.33%)	$33,731 (-1.5%) Land $2,731 Building $31,000	$539,700 (+5.6%) Land $43,700 Building $496,000
2024	$3,180.00 (+12.21%)
2023	$2,834.00 (+15.86%)	$34,244 (+34.22%) Land $2,928 Building $31,316	$511,100 (+39.23%) Land $43,700 Building $467,400
2022	$2,446.00	$25,513 Land $3,037 Building $22,476	$367,100 Land $43,700 Building $323,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Nearby Properties on E Michigan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures