305 E Mesa Ave, Gallup, NM 87301 Property Records

McKinley County property record for 305 E Mesa Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,798 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,463 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-383-117`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-383-117`
Alternative APN	`R030880`

Exterior

Lot Area	6,798 sqft (0.156 acres)

Location & Zoning

Account Number	R030880
Street Address	305 E MESA AVE
City	GALLUP
State	NM
Zip	87301-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 & 19, BLOCK 21, A & P RAILWAY CO. ADDN. DB 19-576 DOC 335516 11/26/07 DOC 373322 09/30/15 DOC 380179 03/28/17 CODE 2-105-088-383-117
Legal Subdivision	A & P RAILWAY CO. ADDN
Legal Block	21
Legal Lot Number	18-19
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	2
Census Block	2041
Census Tract	945400

Owner

Source: McKinley County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E MESA AVE, GALLUP, NM 87301-6146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Mar 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017
Deed Sale	Mar 28, 2017
Deed Document Number	2017380179
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Recording Date	May 4, 2026
Property Address	305 E MESA AVE, GALLUP, NM 87301-6146
Document Number	0000414613
Instrument Date	Apr 27, 2026
Instrument	2026414613
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MESA AVE, GALLUP, NM 87301-6146

Mortgage

Document Number	0000414613,
Date	May 4, 2026
Instrument	2026414613

Lender

Name	BANK OF COLORADO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Mar 28, 2017
Property Address	305 E MESA AVE, GALLUP, NM 87301-6146
Document Number	0000380179
Instrument Date	Sep 30, 2015
Instrument	380179
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2809 MAZON AVE, 2809, GALLUP, NM 87301-4672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MESA AVE, GALLUP, NM 87301-6146

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (-5.55%)	$42,570 (+3%) Land $8,877 Building $33,693	$127,709 (+3%) Land $26,630 Building $101,079
2024	$1,549.00 (-2.76%)	$41,330 (+1.89%) Land $8,877 Building $32,453	$123,990 (+1.89%) Land $26,630 Building $97,360
2023	$1,593.00 (-0.31%)	$40,564 (-6.82%) Land $8,877 Building $31,687	$121,690 (-6.82%) Land $26,630 Building $95,060
2022	$1,598.00	$43,534 Land $8,877 Building $34,657	$130,601 Land $26,630 Building $103,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: Verizon.

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