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305 E McKamey St, Payson, AZ 85541 Property Records

Gila County property record for 305 E McKamey St, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details1,248 sqft · built 1998
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Aug 2016)
Tax Bill$824 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN304-04-232

Property Details

APN / Parcel Number

Primary APN304-04-232
Alternative APNs
  • R031467
  • 031467

Interior

Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialPlywood
Construction TypeSteel Frame
Roof MaterialAsbestos
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions52 ft deep x 24 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR031467
Street Address305 E MCKAMEY ST
CityPAYSON
StateAZ
Zip85541-5175
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 03 TOWNSHIP: 10N RANGE: 10E SERIAL: HOCO15F02482A/B YEAR: 0 MAKE: - OAKWOOD SIZE: 24 X 52 LOT 84 , MOGOLLON RIM
Legal Range10E
Legal Township10N
Legal Section03
Legal SubdivisionRIM
Legal Lot Number84
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1022
Census Tract500

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 E MCKAMEY ST, PAYSON, AZ 85541-5175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Mar 29, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2016 · Amount on Record
Deed SaleAug 31, 2016 · Amount on Record
Prior SaleJun 9, 2010
Deed Document Number2016-008158
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address305 E MCKAMEY ST, PAYSON, AZ 85541-5175
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006395
DateApr 30, 2021
Instrument2021-006395
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address305 E MCKAMEY ST, PAYSON, AZ 85541-5175
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003508
DateMar 29, 2019
Instrument2019-003508
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,334 (+15.88%) Land $7,161 Building $8,173$153,342 (+15.88%) Land $71,610 Building $81,732
2025$824.00 (+7.71%)
2024$13,233 Land $4,602 Building $8,631$132,332 Land $46,021 Building $86,311
2023$765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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