305 E Main St, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 305 E Main St, Hamburg, NY 14075

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,440 sqft · built 1906
Lot Size	0.395 acres (17,150 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Dec 1995)
Tax Bill	$7,477 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144803 196.10-6-32`

Property Details

APN / Parcel Number

Primary APN	`144803 196.10-6-32`
Alternative APNs	`48031961000006032000` `201 0460000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,440 sqft Total Area
1st Floor Area	1,476 sqft
2nd Floor Area	964 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	17,150 sqft (0.395 acres)
Lot Dimensions	245 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	201 0460000
Street Address	305 E MAIN ST
City	HAMBURG
State	NY
Zip	14075-5345
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2974FT E S BUFFALO
Legal Block	6
Legal Lot Number	32.000
Jurisdiction	ERIE NY
Township / Civil Division	HAMBURG
Census Block Group	3
Census Block	3011
Census Tract	13300

Owner

305 E Main St, a duplex, is owned and occupied by two individuals who bought it in December 1995.

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 E MAIN ST, HAMBURG, NY 14075-5345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 1995 · Amount on File
Deed Sale	Dec 12, 1995 · Amount on File
Deed Book / Page	10894 / 8843
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	305 E MAIN ST, HAMBURG, NY 14075-5345
Document Number	0138165459
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MAIN ST HAMBURG NY 140755345, HAMBURG, NY 14075-5345

Mortgage

Document Number	0138165459
Date	Jun 28, 2017
Book Page	013816/005459

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 305 E Main St was $7,477 with exemptions applied, down 14.3% from the year before.

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Hamburg Town
Municipality	Hamburg Village
Unified School District	Hamburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,477.00 (-14.3%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$8,725.00 (+27.32%)	$78,400 (-) Land $10,800 Building $67,600	$270,300 (+5.18%) Land $37,235 Building $233,065
2024	$6,853.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$78,400 (-) Land $10,800 Building $67,600	$257,000 (+4.9%) Land $35,403 Building $221,597
2023	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$78,400 Land $10,800 Building $67,600	$245,000 Land $33,750 Building $211,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20