305 E Main St, Fredonia, NY 14063 Property Records

Chautauqua County and Pomfret Town property record for 305 E Main St, Fredonia, NY 14063

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,471 sqft · built 1900
Owner	2 Individual Names on Record
Tax Bill	$5,557 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale + 1 more
APN	`065801 113.12-2-39.2`

Property Details

APN / Parcel Number

Primary APN	`065801 113.12-2-39.2`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,471 sqft Living Area
1st Floor Area	1,264 sqft
2nd Floor Area	1,207 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Dimensions	249 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 E MAIN ST
City	FREDONIA
State	NY
Zip	14063-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V1
Legal Block	2
Legal Lot Number	39.002
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	POMFRET
Census Block Group	2
Census Block	2001
Census Tract	35800

Owner

Source: Chautauqua County and Pomfret Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E MAIN ST, FREDONIA, NY 14063-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · ARM CATTARAUGUS COUNTY BANK
Nov 22, 2022	Warranty Deed, Transfer
Mar 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VISIO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	305 E MAIN ST, FREDONIA, NY 14063-1413
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022004857
Date	Nov 22, 2022
Instrument	MT2022004857

Lender

Name	CATTARAUGUS COUNTY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2029
Index	1-Year CMT

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Nov 22, 2022
Property Address	305 E MAIN ST, FREDONIA, NY 14063-1413
Document Number	DE2022008542
Instrument Date	Nov 4, 2022
Instrument	DE2022008542
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	189 PARK ST, SHERMAN, NY 14781-9624

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	305 E MAIN ST, FREDONIA, NY 14063-1413
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019001435
Date	Mar 4, 2019
Instrument	MT2019001435

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Chautauqua County and Pomfret Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Pomfret Town
Municipality	Fredonia Village
Unified School District	Fredonia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,560 (-) Land $6,800 Building $17,760	$223,273 (+18.18%) Land $61,818 Building $161,455
2024	$5,557.00
2023		$24,560 (-) Land $6,800 Building $17,760	$188,923 (+15.38%) Land $52,308 Building $136,615
2022		$24,560 Land $6,800 Building $17,760	$163,733 Land $45,333 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	8 (1979–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDONIA VILLAGE serves 9,585 people · EPA ID NY0600364
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: DFT Local Service, T-Mobile, Verizon.

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