305 E Main St, Cambridge, WI 53523 Property Records

Dane County property record for 305 E Main St, Cambridge, WI 53523 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,570 sqft · built 1895
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2012)
Tax Bill	$4,936 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0612-121-6382-4`

Property Details

APN / Parcel Number

Primary APN	`0612-121-6382-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,570 sqft Living Area
1st Floor Area	870 sqft
2nd Floor Area	700 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Exterior Material	Stucco
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	305 E MAIN ST
City	CAMBRIDGE
State	WI
Zip	53523-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT BLOCK 4 LOT 2
Legal Range	12
Legal Township	06
Legal Section	12
Legal Subdivision	VILLAGE/CAMBRIDGE
Legal Block	4
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4034
Census Tract	11900

Owner

Source: Dane County records · APN 0612-121-6382-4

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 E MAIN ST
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 24, 2020	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Sep 01, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2012 · Amount on Record
Deed Sale	Jun 07, 2012 · Amount on Record
Prior Sale	Aug 02, 2007 · Amount on Record
Deed Document Number	4878659
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	305 E MAIN ST, CAMBRIDGE, WI 53523-9629
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005867929
Date	Oct 13, 2022
Instrument	5867929

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 01, 2050

Interest

Rate Type	Fixed Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DANE WI
Property Address	305 E MAIN ST, CAMBRIDGE, WI 53523-9629
Document Number	0005568007
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E MAIN ST CAMBRIDGE WI 535239629, CAMBRIDGE, WI 53523-9629

Mortgage

Document Number	0005568007
Date	Mar 06, 2020
Instrument	5568007

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Interest

Rate	3.5%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DANE WI
Property Address	305 E MAIN ST, CAMBRIDGE, WI 53523-9629
Document Number	0005356748
Instrument Date	Sep 01, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E MAIN ST CAMBRIDGE WI 535239629, CAMBRIDGE, WI 53523-9629

Mortgage

Document Number	0005356748
Date	Sep 12, 2017
Instrument	5356748

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Dane County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,936.00 (+12.87%) Homeowner's exemption	$238,900 (-) Land $44,700 Building $194,200	$319,600 (+17.93%)
2023		$238,900 Land $44,700 Building $194,200	$271,000
2022	$4,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dane County (55025C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550250119004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001, other causes

Wildfire

Wildfire Risk	Low above 4% of the US · above 10% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
ResTech Services	Fixed Wireless (unlicensed)	100 / 25
Bertram Communications	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Spectrum, Netwurx. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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