305 E Lowry Ln, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 305 E Lowry Ln, Lexington, KY 40503

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,195 sqft · built 2017
Lot Size0.213 acres (9,274 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Feb 2023)
Tax Bill$6,129 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2018 Mortgage
+ 2 more
APN22541900

Property Details

APN / Parcel Number

Primary APN22541900

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,195 sqft Living Area
1st Floor Area240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Lot Area9,274 sqft (0.213 acres)
Lot Width70 ft Width
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address305 E LOWRY LN
CityLEXINGTON
StateKY
Zip40503-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionLOT 71; BOOK: 3587 PAGE: 182
Legal SubdivisionZANDALE
Legal Lot Number71
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group2
Census Block2001
Census Tract2700

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 E LOWRY LN, LEXINGTON, KY 40503-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Warranty Deed, Transfer
GUARDIAN SAVINGS BANK
Jun 7, 2018Deed of Trust, Mortgage
NORTH SIDE BK & TR CO
Jun 7, 2018Deed, Transfer
Feb 2, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2023 · Amount on Record
Deed SaleFeb 21, 2023 · Amount on Record
Prior SaleJun 7, 2018 · Amount on Record
Deed Document Number2023126
Deed Book / Page4002 / 728
Transfer Doc003466/018
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE KY
Recording DateFeb 21, 2023
Property Address305 E LOWRY LN, LEXINGTON, KY 40503-2616
Document NumberDB4002/728
Book / PageDB 4002 / 728
Map ReferenceMB 5 PG 80
Instrument DateFeb 17, 2023
Instrument202302210126
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyRAINBOW TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3402 ELKINS AVE, NASHVILLE, TN 37209-3911

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 E LOWRY LN, LEXINGTON, KY 40503-2616

Mortgage

Document Number202302210127
DateFeb 21, 2023
Instrument202302210127
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address305 E LOWRY LN, LEXINGTON, KY 40503-2616
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009108/641
DateJun 7, 2018
Book Page9108/641
Lender
NameNORTH SIDE BK & TR CO
Agreement
AmountAmount Recorded

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateJun 7, 2018
Property Address305 E LOWRY LN, LEXINGTON, KY 40503-2616
Document Number003587/182
Book / Page3587 / 182
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateFeb 2, 2017
Property Address305 E LOWRY LN, LEXINGTON, KY 40503-2616
Document Number003466/018
Book / Page3466 / 018
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,129.00 (+1.9%)$490,000 (-)$490,000 (-)
2025$6,015.00$490,000 (-)$490,000 (-)
2023$6,015.00 (+21.66%)$490,000 (+25.64%)$490,000 (+25.64%)
2022$4,944.00$390,000$390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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