305 E Lourdes Cir, Mobile, AL 36617 Property Records

Mobile County property record for 305 E Lourdes Cir, Mobile, AL 36617

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,564 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Dec 1998)
Deeds & Mortgages	May 2024 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R022907420003404`

Property Details

APN / Parcel Number

Primary APN	`R022907420003404`
Alternative APNs	`29 07 42 0 003 404.XXX` `00832647` `832647`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	832647
Street Address	305 E LOURDES CIR
City	MOBILE
State	AL
Zip	36617-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 TONLOURS SUB UNIT 2 MBK 6 PG 127 SEC 42 T4S R1W #SEC 42 T4S R1W #MP29 07 42 0 003
Legal Range	04S
Legal Township	04S
Legal Section	42
Legal Subdivision	TONLOURS
Legal Lot Number	63
Legal Unit	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1009
Census Tract	801

Owner

Source: Mobile County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E LOURDES CIR, MOBILE, AL 36617-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 14, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1998 · Amount on Record
Deed Sale	Dec 23, 1998 · Amount on Record
Deed Document Number	199893310
Deed Book / Page	4659 / 1160
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	305 E LOURDES CIR, MOBILE, AL 36617-2440
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E LOURDES CIR, MOBILE, AL 36617-2440

Mortgage

Document Number	0000026426
Date	May 2, 2024
Instrument	2024026426

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	305 E LOURDES CIR, MOBILE, AL 36617-2440
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002691
Date	Jan 19, 2023
Instrument	2023002691

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	305 E LOURDES CIR, MOBILE, AL 36617-2440
Document Number	0000029012
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E LOURDES CIR MOBILE AL 366172440, MOBILE, AL 36617-2440

Mortgage

Document Number	0000029012
Date	May 18, 2020
Instrument	29012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	305 E LOURDES CIR, MOBILE, AL 36617-2440
Document Number	0000002916
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E LOURDES CIR MOBILE AL 366172440, MOBILE, AL 36617-2440

Mortgage

Document Number	0000002916
Date	Jan 18, 2019
Instrument	2916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,400 (+9.43%) Land $600 Building $8,800	$94,000 (+9.43%) Land $6,000 Building $88,000
2023	Additional exemption filed	$8,590 Land $910 Building $7,680	$85,900 Land $9,100 Building $76,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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