305 E Locust St, Dekalb, IL 60115 Property Records

DeKalb County property record for 305 E Locust St, Dekalb, IL 60115

Property Summary

Property Type	Commercial
Lot Size	0.179 acres (7,788 sqft)
Owner	Company Name on Record
Last Sale	$249,000 (Aug 2022)
Tax Bill	$11,764 (2024)
Deeds & Mortgages	Jul 2023 Construction Loan Aug 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-157-017`

Property Details

APN / Parcel Number

Primary APN	`08-23-157-017`

Interior

Units	3 Units

Exterior

Lot Area	7,788 sqft (0.179 acres)
Lot Dimensions	118 ft deep x 66 ft wide

Location & Zoning

Account Number	0823157017
Street Address	305 E LOCUST ST
City	DEKALB
State	IL
Zip	60115-3373
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W1/2 OF LOT 5 & W 40FT E1/2 OF LOT 5 - BLK 13 - DEKALB (ORIGINAL TOWN)
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	13
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	5
Census Block	5026
Census Tract	1300

Owner

Source: DeKalb County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1235 S PRAIRIE AVE, 2003, CHICAGO, IL 60605-3405
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Construction Mortgage BURLING BANK
Aug 5, 2022	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
Jun 24, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	20227514
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	305 E LOCUST ST, DEKALB, IL 60115-3373
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004474
Date	Jul 3, 2023
Instrument	2023004474

Lender

Name	BURLING BANK
Type	Bank
Address	CHICAGO, IL 60604

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2024

Interest

Rate Type	Adjustable Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 5, 2022
Property Address	305 E LOCUST ST, DEKALB, IL 60115-3373
Document Number	0000007514
Map Reference	MB A PG 8
Instrument Date	Aug 3, 2022
Instrument	2022007514
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 S PRAIRIE AVE, CHICAGO, IL 60605-3403

Mortgage

Document Number	0000007515
Date	Aug 5, 2022
Instrument	2022007515

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 24, 2021
Property Address	305 E LOCUST ST, DEKALB, IL 60115-3373
Document Number	0000008209
Map Reference	MB A PG 8-1/4
Instrument Date	Jun 11, 2021
Instrument	2021008209
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 DOVETAIL PT, SYCAMORE, IL 60178-3428

Mortgage

Document Number	0000008210
Date	Jun 24, 2021
Instrument	2021008210

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,706 (+25.6%) Land $33,350 Building $128,356	$485,118 (+25.6%) Land $100,050 Building $385,068
2024	$11,764.00
2023		$128,749 (+9.53%) Land $26,553 Building $102,196	$386,247 (+9.53%) Land $79,659 Building $306,588
2022		$117,547 Land $24,243 Building $93,304	$352,641 Land $72,729 Building $279,912

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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