305 E Locust, Oxford, IN 47971 Property Records

Benton County property record for 305 E Locust, Oxford, IN 47971

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,026 sqft · built 1982
Lot Size0.31 acres (13,482 sqft)
OwnerIndividual Name on File
Tax Bill$1,496 (2025)
Flood ZoneZone X (minimal risk)
APN011-00106-00

Property Details

APN / Parcel Number

Primary APN011-00106-00
Alternative APNs
  • 04-12-18-441-075.000-011
  • 00000991062

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,026 sqft Living Area
1st Floor Area2,026 sqft
Basement Area195 sqft
Unfinished Basement195 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,482 sqft (0.31 acres)
Lot Dimensions126 ft deep x 107 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Deck Area30 sqft
Patio Area90 sqft
Shed1 Shed
Shed Area120 sqft
Lean-To98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000991062
Street Address305 E LOCUST
CityOXFORD
StateIN
Zip47971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAS B MC CONNELLS 1ST ADD LOT 1 BLK 3 & LOT 2 BLK 3 E57X120 & VAC ALLEY 6X107
Legal SubdivisionCHAS B MC CONNELLS 1ST ADD
Legal Block3
Legal Lot Number1,2
JurisdictionBENTON IN
Township / Civil DivisionOAK GROVE
Census Block Group2
Census Block2026
Census Tract100100

Owner

305 E Locust is owned and occupied by an individual.

Source: Benton County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address305 E LOCUST, OXFORD, IN 47971
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 305 E Locust was $1,496 with a homeowner's exemption, up 26% from the year before.

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyBenton County
County SubdivisionOak Grove Township
MunicipalityOxford Town
Unified School DistrictBenton Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,496.00 (+26.03%) Homeowner's exemption$243,200 Land $11,300 Building $231,900$243,200 Land $11,300 Building $231,900
2024$1,187.00 (-4.51%)
2023$1,243.00 (+30.16%)$195,000 (-5.98%) Land $11,300 Building $183,700$195,000 (-5.98%) Land $11,300 Building $183,700
2022$955.00$207,400 Land $11,300 Building $196,100$207,400 Land $11,300 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Locust in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Locust is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXFORD WATER UTILITY
serves 1,200 people · EPA ID IN5204005
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mainstream Fiber Networks
Fiber
1,000 / 1,000
On-Ramp Indiana
Fixed Wireless
200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Locust

Nearby Streets

Search Property Records by Address or Parcel Number