Boyd County property record for 305 E Lawrence St, Spencer, NE 68777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1977 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (Dec 2009) |
| Tax Bill | $1,000 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 100129900 |
| Primary APN | 100129900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 686 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 305 E LAWRENCE ST |
|---|---|
| City | SPENCER |
| State | NE |
| Zip | 68777-3600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | BLOCK: 3 LOT: 1 SPENCER VILLAGE (RUST ADDITION) |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BOYD NE |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 975800 |
305 E Lawrence St is owned and occupied by two individuals who bought it in December 2009.
Source: Boyd County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 E LAWRENCE ST, SPENCER, NE 68777-3600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2009 · Amount on File |
| Deed Sale | Dec 9, 2009 · Amount on File |
| Deed Book / Page | 52 / 309 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 305 E Lawrence St was $1,000.
Source: Boyd County assessment roll, as of February 26, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Boyd County |
| County Subdivision | Spencer Township |
| Municipality | Spencer Village |
| Unified School District | Boyd County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,275 (+31.71%) Land $5,320 Building $106,955 | $112,275 (+31.71%) Land $5,320 Building $106,955 | |
| 2025 | $1,000.00 | $85,245 Land $5,320 Building $79,925 | $85,245 Land $5,320 Building $79,925 |
| 2023 | $1,217.00 | $78,100 Land $3,360 Building $74,740 | $78,100 Land $3,360 Building $74,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 E Lawrence St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 18, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1995–2023) |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 E Lawrence St is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 63% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 350 people · EPA ID NE3101507 |
|---|---|
| Water Source | Purchased groundwater from BOYD CO RWD 2 |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Northeast Nebraska Telephone Company Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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