Kankakee County property record for 305 E Kay St, Herscher, IL 60941
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.528 acres (23,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Jul 2018) |
| Tax Bill | $6,248 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-14-28-301-023 |
| Primary APN | 14-14-28-301-023 |
|---|
| Lot Area | 23,001 sqft (0.528 acres) |
|---|
| Street Address | 305 E KAY ST |
|---|---|
| City | HERSCHER |
| State | IL |
| Zip | 60941-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PLACE SUB 1ST ADDN LOT 23 28-30-10E |
| Legal Subdivision | PARK PLACE SUB |
| Legal Lot Number | 23 |
| Jurisdiction | KANKAKEE IL |
| Township / Civil Division | PILOT |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 12600 |
305 E Kay St is owned and occupied by an individual who bought it in July 2018.
Source: Kankakee County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E KAY ST, HERSCHER, IL 60941-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK |
| Jul 13, 2018 | Deed, Transfer · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 20187554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Property Address | 305 E KAY ST, HERSCHER, IL 60941-5506 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201907227 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 201907227 |
| Name | MUNICIPAL TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 8, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Recording Date | Jul 13, 2018 |
| Property Address | 305 E KAY ST, HERSCHER, IL 60941-5506 |
| Document Number | 0201807554 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 201807554 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E KAY ST, HERSCHER, IL 60941-5506 |
| Document Number | 0201807555 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 201807555 |
| Name | MUNICIPAL TRUST & SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 305 E Kay St was $6,248 with a homeowner's exemption, up 11.4% from the year before.
Source: Kankakee County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kankakee County |
| County Subdivision | Pilot Township |
| Municipality | Herscher Village |
| Unified School District | Herscher Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,248.00 (+11.39%) | $91,522 Land $17,707 Building $73,815 | $274,566 Land $53,121 Building $221,445 |
| 2024 | $5,609.00 | ||
| 2023 | $80,837 Land $14,785 Building $66,052 | $242,511 Land $44,355 Building $198,156 | |
| 2022 | $5,312.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 E Kay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 E Kay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERSCHER serves 1,600 people · EPA ID IL0910450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 11 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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