305 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 305 E Jersey St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1954
Lot Size	0.187 acres (8,161 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Feb 2021)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-6892-01-162`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-6892-01-162`
Alternative APNs	`292301689201162` `386159` `391444` `395902`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	1,917 sqft
Utility Area	224 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,161 sqft (0.187 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	305 E JERSEY ST
City	ORLANDO
State	FL
Zip	32806-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T
Legal Description	PICKETT TERRACE N/77 THE W 30 FT OF LOT 16 & E 30 FT OF LOT 15 BLK A
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	PICKETT TERRACE
Legal Tract	6892
Legal Block	A
Legal Lot Number	16,15
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3032
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E JERSEY ST, ORLANDO, FL 32806-4529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUIST BK
Oct 17, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Aug 3, 2011 · Amount on Record
Deed Document Number	202193738
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	305 E JERSEY ST, ORLANDO, FL 32806-4529
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010498
Date	Jan 6, 2017
Instrument	20170010498

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 17, 2021
Property Address	305 E JERSEY ST, ORLANDO, FL 32806-4529
Document Number	20210093738
Map Reference	MB N PG 77
Instrument Date	Feb 10, 2021
Instrument	20210093738
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16745 KAMALIN CT, 16745, CLERMONT, FL 34715-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E JERSEY ST, ORLANDO, FL 32806-4529

Mortgage

Document Number	20210093739
Date	Feb 17, 2021
Instrument	20210093739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 17, 2021
Property Address	305 E JERSEY ST, ORLANDO, FL 32806-4529
Document Number	0000093738
Map Reference	MB N PG 77
Instrument Date	Feb 10, 2021
Instrument	20210093738
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16745 KAMALIN CT, CLERMONT, FL 34715-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E JERSEY ST, ORLANDO, FL 32806-4529

Mortgage

Document Number	0000093739
Date	Feb 17, 2021
Instrument	20210093739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	305 E JERSEY ST, ORLANDO, FL 32806-4529
Document Number	0000180846
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E JERSEY ST ORLANDO FL 328064529, ORLANDO, FL 32806-4529

Mortgage

Document Number	0000180846
Date	Mar 23, 2020
Instrument	180846

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	305 E JERSEY ST, ORLANDO, FL 32806-4529
Document Number	0000630171
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E JERSEY ST ORLANDO FL 328064529, ORLANDO, FL 32806-4529

Mortgage

Document Number	0000630171
Date	Oct 26, 2018
Instrument	630171

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,315 (+2.7%)	$447,775 (-1.76%) Land $230,000 Building $217,775
2025	$6,463.00 (+3.74%) Homeowner's exemption	$384,922 (+5.99%)	$455,815 (+10.17%) Land $230,000 Building $225,815
2024	$6,230.00 (+4.88%)
2023	$5,940.00 (+3%) Homeowner's exemption	$363,179 (+3%)	$413,723 (+17.33%) Land $205,000 Building $208,723
2022	$5,767.00 Homeowner's exemption	$352,601 Land $175,000 Building $177,601	$352,601 Land $175,000 Building $177,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

Nearby Properties on E Jersey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures