Cotton County property record for 305 E Iowa St, Walters, OK 73572
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,215 sqft · built 1997 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2020 Mortgage + 4 more |
| APN | 0010-00-049-012-0-020-00 |
| Primary APN | 0010-00-049-012-0-020-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 465 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 140 ft deep x 25 ft wide |
| Garage Type | Carport |
| Garage Area | 1,950 sqft |
| Carport | Carport |
| Carport Area | 1,950 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5156 |
|---|---|
| Street Address | 305 E IOWA ST |
| City | WALTERS |
| State | OK |
| Zip | 73572-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12-13 BLK 49 WALTERS ADD |
| Legal Range | 11E |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WALTERS ADDITION |
| Legal Block | 49 |
| Legal Lot Number | 12,13 |
| Jurisdiction | COTTON OK |
| Township / Civil Division | WALTERS |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 871100 |
Source: Cotton County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Sep 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| May 8, 2024 | Transfer on Death Deed, Transfer |
| Sep 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 14, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| May 20, 2019 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 |
| Deed Sale | Jul 14, 2020 |
| Prior Sale | May 20, 1996 · Amount on Record |
| Deed Document Number | 20201670 |
| Deed Book / Page | 426 / 279 |
| Last Transfer Date | May 8, 2024 |
| Transfer Doc | 0000000437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTTON OK |
| Property Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Document Number | 000436/209 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 436/209 |
| Instrument | I-2021-002565 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTTON OK |
| Property Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | SOUTHWEST ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 000427/744 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 427/744 |
| Instrument | 2020-002004 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COTTON OK |
| Recording Date | May 8, 2024 |
| Property Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Document Number | 000450/460 |
| Book / Page | 450 / 460 |
| Instrument Date | May 8, 2024 |
| Instrument | I-2024-000437 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTTON OK |
| Property Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHWEST ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 427/744 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 427/744 |
| Instrument | 2020-002004 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COTTON OK |
| Recording Date | Jul 14, 2020 |
| Property Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Document Number | 000426/279 |
| Book / Page | 426 / 279 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020-001670 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Document Number | 2020001671 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-001671 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COTTON OK |
| Recording Date | May 20, 2019 |
| Property Address | 305 E IOWA ST, WALTERS, OK 73572-1423 |
| Document Number | 000419/581 |
| Book / Page | 0419 / 581 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 2019-001583 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 GEORGIA AVE S, MINNEAPOLIS, MN 55426-3336 |
Source: Cotton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cotton County |
| Municipality | Walters City |
| Unified School District | Walters Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,017 (+3%) Land $311 Building $12,706 | $113,190 (+3%) Land $2,700 Building $110,490 | |
| 2025 | $989.00 (+0.1%) Homeowner's exemption | $12,638 (+3.03%) Land $311 Building $12,327 | |
| 2024 | $988.00 (+0.51%) | $109,894 (-2.05%) Land $2,700 Building $107,194 | |
| 2023 | $983.00 Homeowner's exemption | $12,266 Land $311 Building $11,955 | $112,189 Land $2,700 Building $109,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (2001–2025) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTERS PUBLIC WORKS AUTHORITY serves 2,551 people · EPA ID OK1011305 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area | 250 / 250 |
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