305 E Huron Ave, Folly Beach, SC 29439 Property Records

Charleston County property record for 305 E Huron Ave, Folly Beach, SC 29439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,994 sqft · built 1985
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Jan 2016)
Tax Bill$2,229 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN328-11-00-029

Property Details

APN / Parcel Number

Primary APN328-11-00-029

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,994 sqft Living Area
Gross Area3,784 sqft
1st Floor Area1,790 sqft
Upper Floors Area204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions150 ft deep x 70 ft wide
Deck Area102 sqft
Patio Area282 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address305 E HURON AVE
CityFOLLY BEACH
StateSC
Zip29439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESCRIPTION -LT 303 E HUDSON
Legal SubdivisionHUDSON AVENUE
Legal Lot Number303
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1027
Census Tract2004

Owner

305 E Huron Ave is owned by two individuals who bought it in January 2016.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 533, FOLLY BEACH, SC 29439-0533
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Line of Credit
KEVIN CARTY ETUX
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2016 · Amount on File
Deed SaleJan 14, 2016 · Amount on File
Prior SaleAug 5, 2004 · Amount on File
Deed Book / Page529 / 136
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address305 E HURON AVE, FOLLY BEACH, SC 29439
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010280491
DateSep 1, 2021
Book Page1028/491
Lender
NameKEVIN CARTY ETUX
TypePrivate Party
Address202 LAKESIDE DR, HARVEYS LAKE, PA 18618
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address305 E HURON AVE, FOLLY BEACH, SC 29439
Document Number0929/0365
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 E HURON AVE FOLLY BEACH SC 29439, FOLLY BEACH, SC 29439

Mortgage

Document Number0929/0365
DateOct 27, 2020
Book Page000929/000365
Lender
NameCERTAINTY HM LNS LLC
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueOct 26, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 305 E Huron Ave was $2,229, up 6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityFolly Beach City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,229.00 (+6.04%)$609,500 (+2,775%) Land $264,500 Building $345,000$1,080,400 Land $550,000 Building $530,400
2024$2,102.00$21,200
2022$7,454.00$31,800$530,000 Land $230,000 Building $300,000
2020$530,000 Land $230,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 E Huron Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 549 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies583 units insured
incl. 34 condo units
Nearby Flood Claims889 (1978–2024)
Most Recent ClaimAug 2024
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 74 claims
  • Hurricane Hugo, Sep 1989 · 462 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Huron Ave is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLLY BEACH CITY OF (1010005)
serves 5,086 people · EPA ID SC1010005
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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